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HomeMy WebLinkAboutAgr 1998-06-23 (Ned's Way Garden Homes)RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Tiburon Redevelopment Agency 1505 Tiburon Boulevard Tiburon, California 94920 Attention: Executive Director No fee for recording pursuant to Government Code Section 27383 1 4-=3 ~3 4B - go G60 -e+ 1-3 t5 t5 Recorded i REC FEE .00 Official Records County Of Marin JOAN C. THAYER, Recorder 1 1 i 45AI'J L.5-Jun-1998 To Page 1 of 98 R D AUG 5 1998 Liij FINANCE DEPARTMENT TOWN OF TIBURON DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN TIBURON REDEVELOPMENT AGENCY AND NEWS WAY GARDEN HOMES LLC 102\04\109685.6 Paiz ARTICLE 1 DEFINITIONS AND EXHIBITS Section 1.1 DEFINITIONS 2 Section 1.2 "ACTUAL HOUSEHOLD SIZE E 2 Section 1.3 "ADJUSTED INCOME" Section 1.4 "AFFORDABLE HOUSING COST.............................................. 2 Section 1.5 "AFFORDABLE UNIT" Section 1.6 "AFFORDABLE UNIT VALUE" 2 Section 1.7 "AGENCY" 2 Section 1.8 "AGENCY SUBSIDY' Section 1.9 "AGREEMENT" ' 2 3 Section 1.10 "AGENCY GRANT DEED" Section 1.11 "CERTIFICATE OF COMPLETION" 3 Section 1.12 "CONSTRUCTION PLANS" Section 1.13 "DESIGN REVIEW APPROVAL" 3 Section 1.14 "DEVELOPER" 3 Section 1.15 "DEVELOPMENT" 3 . Section 1.16 "ESCROW ' 3 Section 1.17 "EVENT OF DEFAULT" 3 Section 1.18 "GOOD FAITH DEPOSIT" • 3 Section 1.19 "HAZARDOUS MATERIALS" Section 1.20 "HAZARDOUS MATERIALS LAWS......................................................... 4 Section 1.21 "IMPROVEMENTS" 4 Section 1.22 LOW INCOME HOUSEHOLD" 4 Section 1.23 "MEDIAN INCOME" 5 Section 1.24 "PHASE I STUDY" Section 1.25 "PRECISE DEVELOPMENT PLAN' 5 Section 1.26 "PROPERTY" 5 Section 1.27 "PROJECT AREA" Section 1.28 "REDEVELOPMENT PLAN" 5 Section 1.29 "RESALE RESTRICTION AGREEMENT" Section 1.30 "REVIEW PERIOD... 5 Section 1.31 "SECURITYFINAN 5 .31 "SECURITYFINAN CING INTEREST" 5 Section 1.32 "SENIOR HOUSEHOLD" 5 Section 1.33 "TERM" 5 Section 1.34 "TITLE COMPANY" 6 Section 1.35 "TOWN" Section 1.36 "TOWN COUNCIL"......................................... Section 1.37 "TRANSFER . . Section 1.38 "VERY LOW INCOME HOUSEHOLD" 6 Section 1.39 EXHIBITS 6 1 02\04kl 09685.6 TABLE OF o, ,rw (continued) Pain ARTICLE 26 DEVELOPER COVENANTS AND REPRESENTATIONS Section 2.1 Organization........... ...•"."""""""""""""6 Section 2.2 Town Discretion Section 2.3 Good Faith Effort 7 Section 2.4 Applications for Precise Development Plan and Conditional. Use Permit Section 2.5 Application for Environmental 7 Review 7 Section 2.6 Application for Design Review Approval 7 Section 2.7 Application for Other Town Approvals.... ARTICLE 3 AGENCY CONDITIONS PRECEDENT TO DISPOSITION Section 3.1 Conditions Precedent to Disposition of Property 7 Section 3.2 Precise Development Plan and Conditional Use Permit Section 3.3 Environmental Review......... 8 Section 3.4 Design Review Approval Section 3.5 Other Town A 8 Approvals 8 Section 3.6 Financial Proforma Analysis and Funding Commitment 8 Section 3.7 Senior Development Covenant Section 3.8 Extension Due to Delay ARTICLE 4 DEVELOPER CONDITIONS PRECEDENT TO PURCHASE Section 4.1 Conditions Precedent to Purchase of Pro a '•.'.8 Section 4.2 Approval of Precise Development Plan anCondition 8 Conditional Use Permit 9 Section 4.3 Environmental Review Section 4.4 Design 9 Review 9 Section 4.5 Expiration of Review Period Section 4.6 Other Town Approvals 9 9 Section 4.7 Extension Due to Delay ARTICLE 5 DISPOSITION OF PROPERTY ................................................................................9 Section 5.1 Sale and Purchase 9 Section 5.2 Good Faith Deposit. Section 5.3 Due Diligence Period Section 5.4 Purchase Price 10 Section 5.5 Opening Escrow 10 Section 5.6 Close of Escrow..... Section 5.7 Condition of Title 11 Section 5.8 Condition of Property 11 Section 5.9 Costs of Escrow and Closing ARTICLE 6 CONSTRUCTION OF RAPROVEMENTS .............................................................12 Section 6.1 Commencement of Improvements 12 Section 6.2 Demolition of Existing Improvements 12 1021041109685.6 ii TABLE OF CONTENTS (continued) Paiz Section 6.3 Relocation of the Community Garden 12 Section 6.4 Completion of the Improvements Section 6.5 Construction Plans 13 Section 6.6 Construction Pursuant to Plans 13 Section 6.7 Equal Opportunity. Section 6.8 Prevailing Wage Requirement Section 6.9 Maintenance 13 Section 6.10 Certificate of Completion 13 ARTICLE 7 SALE OF THE AFFORDABLE UNITS ..................................................................14 Section 7.1 Development of Affordable Units Section 7.2 Value of Affordable Units 14 Section 7.3 Purchase Price of Affordable Units 14 Section 7.4 Agency Subsidy 14 Section 7.5 Resale Restriction Agreement Section 7.6 Payment of Agency Subsidy 14 Section 7.7 Agency Option to Purchase 15 Section 7.8 Failure to Sell Affordable Units 15 ARTICLE 8 ON-GOING DEVELOPER OBLIGATIONS ..........................................................16 Section 8.1 Taxes and Assessments 16 Section 8.2 Mandatory Language in All Subsequent Deeds, Leases and Contracts 16 Section 8.3 Hazardous Materials 17 Section 8.4 Insurance Requirements 19 ARTICLE 9 ASSIGNMENT AND TRANSFERS Section 9.1 Definitions 20 Section 9.2 Purpose of Restrictions on Transfer 21 Section 9.3 Prohibited Transfers 21 Section 9.4 Permitted Transfers 22 Section 9.5 Effectuation of Certain Permitted Transfers 22 Section 9.6 Other Transfers with Agency Consent 22 ARTICLE 10 DEFAULT AND REMEDIES ................................................................................23 Section 10.1 General Applicability 23 Section 10.2 No Fault of Parties 23 Section 10.3 Fault of Agency 23 Section 10.4 Fault of Developer 24 Section 10.5 Right of Reverter 25 Section 10.6 Right to Cure at Developer's Expense 26 Section 10.7 Rights of Mortgagees 26 Section 10.8 Remedies Cumulative 26 Section 10.9 Waiver of Terms and Conditions 27 1021041109685.6 iii TABLE 0 CONTENTS (continued) Pa2 ARTICLE 11 SECURITY FINANCING AND RIGHTS OF HOLDERS Section 11.1 No Encumbrances Except for Development Purposes.' 27 Section 11.2 Holder Not Obligated to Construct 27 Section 11.3 Notice of Default and Right to Cure. Section 11.4 Failure of Holder to Complete Improvements 28 Section 11.5 Right of Agency to Cure. 28 Section 11.6 Right of Agency to Satisfy Other Liens 28 Section 11.7 Holder to be Notified. ARTICLE 12 GENERAL PROVISIONS .....................................................29 Section 12.1 Notices, Demands and Communications. 29 Section 12.2 Right of Entry Prior to Closing . 29 Section 12.3 Non-Liability of Agency Officials, Employees and Agents; Non-Liability of Developer's Members 30 Section 12.4 Forced Delay Section 12.5 Inspection of Books and Records 30 Section 12.6 Provision Not Merged with Deeds Section 12.7 Title of Parts and Sections 30 Section 12.8 General Indemnification 31 Section 12.9 Applicable Law. Section 12.10 No Brokers 31 Section 12.11 Severability 31 Section 12.12 Legal Actions... Section 12.13 Binding 31 g Upon Successors . 31 Section 12.14 Parties Not Co-Venturers 32 Section 12.15 Warranties 32 Section 12.16 Time of the Essence 32 Section 12.17 Action by the Agency. ' " Section 12.18 Identity 32 and Authority of Developer 32 Section 12.19 Complete Understanding of the Parties 32 Section 12.20 Entry by the Agency. EXHIBI'T' A LEGAL DESCRIPTION OF THE PROPERTY EXHIBIT B FORM OF AGENCY GRANT DEED EXHIBIT C FORM OF RESALE RESTRICTION EXHIBIT D PRELIMINARY TITLE REPORT 102\04\109M.6 iv DISPOSITION AND DEVELOPMENT AGREEMENT FOR NED'S WAY SENIOR HOUSING DEVELOPMENT This Disposition and Development Agreement for Ned's Way Senior Housing Development (the "Agreement") is entered into as this 17th day of June, 1998 by and between the Tiburon Redevelopment Agency, a public body, corporate and politic (the "Agency"), and ~Ned's Way Garden Homes LLC, a California limited liability company (the "Developer"), with reference to the following facts, understandings and intentions of the parties: RECITALS A. These Recitals refer to and utilize certain capitalized terms which are defined in Article 1 of this Agreement. The parties intend to refer to those definitions in connection with the use of capitalized terms in these Recitals. B. The Agency is charged with increasing, improving and preserving the community's supply of low and moderate income housing. Pursuant to the Community Redevelopment Law (California Health and Safety Code Section 33000 gl =Q.) (the CRL the Agency is required to insure that a certain amount of housing affordable to very low-income households is produced in the Tiburon community based on the housing production in the Tiburon Redevelopment Project Area. C. The Agency is the owner of that approximately 1.5 acre parcel of real property located at 1155 Tiburon Way in the Town of Tiburon California (the "Property"). The Property was acquired by the Agency with the intent of facilitating the development of affordable units on the Property. D. The Developer desires to purchase the Property from the Agency and develop the Improvements, consisting of twenty-five (25) two and three bedroom townhomes of which four (4) townhomes will be made available for sale at an affordable housing cost to qualified households of elderly households. E. The Developer intends to purchase the Property at its fair market value and the Agency intends to assist the Developer in subsidizing four (4) units to make them affordable to very low-income seniors pursuant to the terms of this Agreement. F. The Agency intends to apply the units to be developed in the Development toward satisfaction of its Project Area housing production obligation under Health and Safety Code Section 33413(b) in the manner permitted by Health and Safety Code Section 33413(b)(2)(A)(ii). G. The Agency has prepared and placed on file a copy of the summary of the transaction contemplated by this Agreement, the Town Council and the Agency have 1021041109685.6 conducted a'duly noticed public hearing on this Agreement, and the Town Council and the Agency have made the required findings and approvals in connection with the disposition of the Property pursuant to this Agreement, all in conformance with the requirements of Health and Safety Code Section 33433. H. The Agency has determined that the Developer has the necessary expertise, skill and ability to carry out the commitments set forth in this Agreement and that this Agreement is in the best interests, and will materially contribute to the implementation of, the Redevelopment Plan. THEREFORE, the Agency and the Developer agree as follows: ARTICLE 1 DEFINITIONS AND EXHIBITS Section 1.1 DEFINITIONS. In addition to the terms defined elsewhere in this Agreement, the following definitions shall apply throughout this Agreement. Section 1.2 "ACTUAL HOUSEHOLD SIZE" shall mean the actual number of persons in the applicable household. Section 1.3 "ADJUSTED INCOME" shall mean the total anticipated annual income of all persons in a household, as calculated in accordance with 25 California Code of Regulations Section 6914 or pursuant to a successor State housing program that utilizes a reasonably similar method of calculation of adjusted income. In the event that no such program exists, the Lender shall provide the Borrower with a reasonably similar method of calculation of adjusted income as provided in said Section 6914. Section 1.4 "AFFORDABLE HOUSING COST" means the maximum cost which may be charged a Very Low-Income Household for housing as determined pursuant to Section 50025.5 of the California Health and Safety Code and 25 California Code of Regulations Section 6920. Section 1.5 "AFFORDABLE UNIT" means one of the four (4) townhome units in the Development reserved for sale to Very-Low Income Households. Section 1.6 "AFFORDABLE UNIT VALUE" means the estimate value of an Affordable Unit as determined by the Developer and the Agency in the amount of Two Hundred Seventy Thousand Dollars ($270,000). Section 1.7 "AGENCY" means the Tiburon Redevelopment Agency, a public body, corporate and politic. Section 1.8 "AGENCY SUBSIDY" means the subsidy paid to the Developer pursuant to Section 7.4 in the amount of Two Hundred Thousand Dollars ($200,000) for 10Z04\109W5.6 2 each Affordable Unit sold to a Very Low Income Household and which in the aggregate shall not exceed Eight Hundred Thousand Dollars ($800,000). Section 1.9 "AGREEMENT" means this Disposition and Development Agreement. Section 1.10 "AGENCY GRANT DEED" means the grant deed of the Property to the Developer, substantially in the form of Exhibit B. Section 1.11 "CERTIFICATE OF COMPLETION" means the certificate to be issued by the Agency pursuant to Section 6.10 of this Agreement. Section 1.12 "CONSTRUCTION PLANS" means all construction documentation upon which the Developer, and the Developer's several contractors, shall rely in building each and every part of the Improvements (including landscaping, parking, and common areas) and shall include, but not necessarily be limited to, final architectural drawings, landscaping plans and specifications, final elevations, building plans and specifications (also known as working drawings) and a time schedule for construction. Section 1.13 "DESIGN REVIEW APPROVAL" means the design review approval for the Development granted by the Town's Design Review Board in accordance with applicable ordinances and regulations. Section 1.14 "DEVELOPER" means Ned's Way Garden Homes LLC, a California limited liability company and its successors and assigns as permitted by this Agreement. Section 1.15 "DEVELOPMENT" means the Property and the Improvements. Section 1.16 "ESCROW" means the escrow established with the Title Company for the purpose of conveying the Property from the Agency to the Developer Section 1.17 "EVENT OF DEFAULT" has the meaning set forth in Section 9.3 or 9.4 as applicable. Section 1.18 "GOOD FAITH DEPOSIT" shall mean the funds deposited with the Agency by the Developer pursuant to and in the amount provided in Section 4.2. Section 1.19 "HAZARDOUS MATERIALS" means: (a) any "hazardous substance" as defined in Section 101(14) of CERCLA (42 U.S.C. Section 9601(14)) or Section 25281(d) or 25316 of the California Health and Safety Code at such time; 10MA109685.6 3 (b) any "hazardous waste," "infectious waste" or "hazardous material" as defined in Section 25117, 25117.5 or 255010) of the California Health and Safety Code at such time; (c) or material designated or regulated in any way as "toxic" or "hazardous" in the RCRA (42 U.S.C. Section 6901 et seq.), CERCLA Federal Water Pollution Control Act (33 U.S.C. Section 1521 et seq.), Safe Drinking Water Act (42 U.S.C. Section 3000 (f) et seq.), Toxic Substances Control Act (15 U.S.C. Section 2601 et seq.), Clear Air Act (42 U.S.C. Section 7401 et seq.), California Health and Safety Code (Section 25100 et seq., Section 3900 et seq.), or California Water Code (Section 1300 et seq.) at such time; and (d) any additional wastes, substances or material which at such time are classified, considered or regulated as hazardous or toxic under any other present or future environmental or other similar laws relating to the Development. The term "Hazardous Materials" shall not include: (i) construction materials, gardening materials, household products, office supply products or janitorial supply products customarily used in the construction, maintenance, rehabilitation, or management of residential rental housing or associated buildings and grounds, or typically used in household activities, or (ii) certain substances which may contain chemicals listed by the State of California pursuant to California Health and Safety Code Sections 25249.8 et seq., which substances are commonly used by a significant portion of the population living within the region of the Development, including, but not limited to, alcoholic beverages, aspirin, tobacco products, nutrasweet and saccharine. Section 1.20 "HAZARDOUS MATERIALS LAWS" means all federal, state, and local laws, ordinances, regulations, orders and directives pertaining to Hazardous Materials in, on or under the Development or any portion thereof. Section 1.21 "IMPROVEMENTS" means the improvements to be constructed by the Developer on the Property, including twenty-five (25) residential units, subterranean and surface parking, and appurtenant landscaping and improvements. Section 1.22 LOW INCOME HOUSEHOLD" means a Senior Household with an Adjusted Income that does not exceed eighty percent (80%) of Median Income, adjusted for Actual Household Size and which does not have assets, including equity in its principal residence, which exceeds three (3) times the purchase price to be aid by the household for the Affordable Unit. For purposes of this definition, the household's equity in its principal residence shall mean the value remaining after subtracting the household's debt secured by the residence (the mortgage or mortgages) from the total value of the residence, as such value is determined by an appraisal or other method reasonably acceptable to the Agency. 102\04\109W5.6 4 Section 1.23 "MEDIAN INCOME" shall mean the median gross yearly income adjusted for actual household size, for Marin County as determined by the United States Department of Housing and Urban Development, and as published from time to time by State of California Department of Housing and Community Development ( HCD In the event that such income determinations are no longer published, or are not updated for a period of at least eighteen (18) months, the Lender shall provide the Owner with other income determinations which are reasonably similar with respect to methods of calculation to those previously published by HCD. Section 1.24 "PHASE I STUDY" means the report entitled Phase I Environmental Site Assessment Tiburon Town Hall Ned's Way Site, Tiburon, California dated November 5, 1996. Section 1.25 "PRECISE DEVELOPMENT PLAN" means the precise development plan for the Development required to be approved by the Town Council in accordance with applicable ordinances and regulations prior to the conveyance of the Property. Section 1.26 "PROPERTY" means the real property to be redeveloped by the Developer, including any existing improvements located thereon, pursuant to this Agreement, which real property is more particularly described in Exhibit A. Section 1.27 "PROJECT AREA" means the Tiburon Redevelopment Project Area. Section 1.28 "REDEVELOPMENT PLAN" means the Redevelopment Plan for the Tiburon Redevelopment Project, as hereafter amended from time to time. Section 1.29 "RESALE RESTRICTION AGREEMENT" means the resale restriction agreement to be executed by a Very Low Income Household upon the purchase of an Affordable Unit, substantially in the form attached as Exhibit C to this Agreement. Section 1.30 "REVIEW PERIOD" means the ninety (90) day due diligence period granted to the Developer pursuant to Section 5.3. Section 1.31 "SECURITY FINANCING INTEREST" has the meaning set forth in Section 10.1. Section 1.32 "SENIOR HOUSEHOLD" means a household in which at least one person is sixty-two (62) years or older and in which the all other members are forty- five (45) years or older or a caregiver. Section 1.33 "TERM" means the term of this Agreement, which shall consist of the period commencing on the date of execution of this Agreement and continuing IONW109sa5.6 5 until the earlier of (i) the sale of the last of the last unit in the Development by the Developer or (ii) seven years following the date of this Agreement. Section 1.34 "TITLE COMPANY" means the San Rafael office of California Land Title Company, or such other title company as the parties may mutually select. Section 1.35 "TOWN" means the Town of Tiburon, California. Section 1.36 "TOWN COUNCIL" means the Town Council of the Town. Section 1.37 "TRANSFER" has the meaning set forth in Section 9.1. Section 1.38 "VERY LOW INCOME HOUSEHOLD" means a Senior Household with an Adjusted Income that does not exceed the lesser of (1) fifty percent (50%) of Median Income, adjusted for Actual Household Size, or (2) the qualifying limits for very low income households, adjusted for Actual Household Size, as established and amended from time to time pursuant to Section 8 of the United States Housing Act of 1937, and as published by the State of California Department of Housing and Community Development and which does not have assets, including equity in its principal residence, which exceeds three (3) times the purchase price to be paid by the household for the Affordable Unit. For purposes of this definition, the household's ui residence shall mean the value remaining after subtracting the househ to d in its principal by the residence from the total value of the residence as such value is determined by an appraisal or other method (the mortgage or mortgages) reasonably acceptable to the Agency. Section 1.39 EXHIBITS. The following exhibits are attached to and incorporated in the Agreement: Exhibit A: Legal Description of the Property Exhibit B: Form of Agency Grant Deed Exhibit C: Form of Resale Restriction Exhibit D: Preliminary Title Report ARTICLE 2 DEVELOPER COVENANTS AND REPRESENTATIONS Section 2.1 Organization. The Developer is a limited liability company, duly organized, validly existing and in good standing under the laws of the State of California, with full power and authority to conduct its business as presently conducted and to execute, deliver and perform its obligations this Agreement. 10MA109s$5.6 6 Section 2.2 Town Discretion. The Developer acknowledges and represents that execution of this Agreement by the Agency does not constitute approval by the Town of any required permits, applications, or allocations, and in no way limits the discretion of the Town in the permit allocation and approval process. Section 2.3 Good Faith Effort. The Developer shall apply for and exercise diligent good faith efforts to obtain all the approvals set forth in Article 3. Section 2.4 Applications for Precise Development Plan any onditional T se Permit. Promptly following the execution of this Agreement, the Developer shall apply for the Town's approval of a Precise Development Plan and a Conditional Use Permit. Section 2.5 Application for nviro mental Review. The Developer shall prepare and submit to the Town and the Agency such plans, specifications, drawings, and other information, as specified by the Town that are reasonably necessary to perform the environmental review process required by the California Environmental Quality Act ( CEQA) for the Development, and to prepare all environmental documentation required by CEQA. The Town shall undertake the environmental review and environmental documentation required by CEQA. If an Environmental Impact Report ("EIR") or a mitigated negative declaration is determined by the Town to be required under CEQA, the Developer shall reimburse the Town for staff time according to the Town's Cost Recovery Program and shall pay the costs incurred for outside consultants (if any) employed to prepare the EIR or mitigated negative declaration. Section 2.6 Application for Design Review Appr val. Promptly following the completion of the environmental review process set forth in Section 2.5, the Developer shall apply for and exercise diligent good faith efforts to obtain the Design Review Approval. Section 2.7 Application for Other Town Approvals. Promptly following the completion of the environmental review process set forth in Section 2.5, the Developer shall apply for and exercise diligent good faith efforts to obtain all other Town approvals necessary for development and operation of the Improvements, including but not limited to approval of a tentative subdivision map and a final subdivision or parcel map. ARTICLE 3 AGENCY CONDITIONS PRECEDENT TO DISPOSITION Section 3.1 Conditions Precedent to Disposition of Pronaly. The requirements set forth in this Article 3 are conditions precedent to the Agency's obligations to convey the Property to the Developer. The Agency's obligation to convey the Property to the Developer shall be subject to the satisfaction of all such conditions precedent prior to June 30, 2000, unless a later date is mutually agreed upon by the Agency Executive Director and the Developer or such date is extended pursuant to Section 3.8 or Section 4.7. 1021041109685.6 7 Section 3.2 Precise Development Plan an Conditional Use Permit. The Town has granted approval of the Precise Development Plan and the Conditional Use Permit. Section 3.3 Environmental Review. The Town has completed the environmental review process. Section 3.4 Design Review An, oval. The Town's Design Review Board has granted design review approval for the Development. Section 3.5 Other Town Annroyals.The Developer has procured any other required Town approvals (except for the building permit, which may be procured following conveyance of the Property). Section 3.6 Financial Proforma Analysis and Funding Commitment. The Developer shall provide the Agency for the Agency's review and approval, which approval shall not be unreasonably withheld, a detailed updated financial proforma for the Development containing a line item budget for development costs and an executed commitment for construction financing. The construction commitment shall be from a lending institution reasonably acceptable to the Agency and in an amount that when added to any committed equity for the Development will be sufficient to complete the construction of the Development in accordance with the proforma. The financial proforma and the commitment for construction financing shall be submitted not later that forty five (45) days prior to the close of Escrow for the conveyance of the Property. Section 3.7 Senior Development Coyenan . The Developer shall provide the Agency for the Agency's review and approval, which approval shall not be unreasonably withheld, a form of covenant which will restrict the sale of the units in the Development to Senior Households. The Senior Household covenant shall be recorded against the Property upon the conveyance of the Property from the Agency to the Developer. Section 3.8 Extension D to Delav. In the event the Developer has submitted all the required documents to the Agency and the Town to obtain the permits and approvals required in this Article 3. and the permits and approvals are delayed through no fault of the Developer, the date of performance specified in Section 3.1 and Section 4.1 shall be automatically extended for the period of the delay. Notwithstanding the foregoing, in no event shall the date for performance specified in Section 3.1 be extended beyond the last day of the Term of this Agreement. ARTICLE 4 DEVELOPER CONDITIONS PRECEDENT TO PURCHASE Section 4.1 Conditions Precedent to Purchase- of Pronerty. The requirements set forth in this Article 4 are conditions precedent to the Developer's obligations to purchase the Property from the Agency. The Developer's obligation to purchase the 102ko4\109M.6 8 Property from the Agency shall be subject to the satisfaction of all such conditions precedent prior to June 30, 2000, unless a later date is mutually agreed upon by the Agency Executive Director and the Developer or such date is extended pursuant to Section 3.8 or Section 4.7. Section 4.2 Approval of Precise Development Plan and Conditional Us Permi P . The Town shall have granted Precise Development Plan approval and a Conditional Use Permit approval for the Development in the unit configuration described in this Agreement. Section 4.3 Environmental Review. The Town shall have completed the environmental review process required by the California Environmental Quality Act ( CEQA Section 4.4 Design Review. The Town has granted Design Review approval for the Development in the unit configuration described in this Agreement. Section 4.5 Expiration of R view Period. The Developer has failed to provide a written objection to the Agency regarding the adequacy of the Property pursuant to Section 5.3 and the Review Period has expired. Section 4.6 Other Town Annrovals. The Town has granted all other Town approvals necessary for development and operation of the Improvements (except the building permit), including any required subdivision approvals. Section 4.7 Extension Due to Delav. In the event the Developer has submitted all the required documents to the Agency and the Town to obtain the permits and approvals required in Article 3. and the permits and approvals are delayed through no fault of the Town's, the date of performance specified in Section 3.1 and Section 4.1 shall be automatically extended for the period of the delay. Notwithstanding the foregoing, in no event shall the date for performance specified in Section 4.1 be extended beyond the last day of the Term of this Agreement. ARTICLE 5 DISPOSITION OF PROPERTY Section 5.1 Sale and Purchase. Provided the pre-disposition requirements set forth in Article 3 and Article 4 and the additional closing conditions set forth in Section 5.6 have been satisfied, the Agency shall sell to the Developer, and the Developer shall purchase from the Agency, the Property pursuant to the terms, covenants, and conditions of this Agreement. Section 5.2 Good Faith Deposit. Within five (5) business days following the execution of this Agreement, the Developer shall deposit Twenty Five Thousand Dollars ($25,000) Dollars into the Escrow established pursuant to Section 5.5. as the Good Faith 102\04\109685.6 9 Deposit. The Good Faith Deposit shall be credited to the purchase price of the Property upon the Developer's acquisition of the Property from the Agency. In the event that Escrow fails to close for the purchase of the Property by the Developer, the deposit shall be disbursed by the Title Company pursuant to the provisions of Article 10 hereto. Section 5.3 Due Diligence per~~- The Developer shall have a period of ninety (90) days following the date of execution of this Agreement (the "Review Period") within which to determine the suitability of the Property. During the Review Period, the Developer shall have the right, at its sole cost and subject to the further terms of Section 11.2, to enter onto the Property to conduct whatever environmental, soils, groundwater, and other tests and investigations it desires. The Developer shall promptly furnish the results of such tests and investigations to the Agency. If, in the Developer's reasonable judgement based on such tests and investigations, the Property is in such a condition as to require the Developer to reject the Property, it may so notify the Agency in writing prior to the expiration of the Review Period. Upon such timely notification, this Agreement shall be terminated without further action of either party, the Good Faith Deposit shall be returned, and thereafter neither party shall have any further duties, obligations, rights, or liabilities under this Agreement (provided, however, the indemnification provisions of 8.3(b), 12.2 and 12.8 shall survive such termination). If the Developer notifies the Agency in writing prior to expiration of the Review Period that the Property is suitable or if the Developer fails to provide any notification to the Agency regarding this matter prior to expiration of the Review Period, the condition set forth in this Section 5.3 shall be deemed satisfied and this Agreement shall continue in effect. Section 5.4 Purchase Price. The purchase price for the Property shall be One Million Four Hundred Thousand Dollars ($1,400,000) to be paid to the Agency by the Developer at the close of Escrow. Section 5.5 Opening -Escrow. To accomplish the purchase and transfer of the Property from the Agency to the Developer, the parties shall establish the Escrow with the Title Company promptly following the execution of this Agreement. The parties shall execute and deliver all written instructions to the Title Company to accomplish the terms hereof, which instructions shall be consistent with this Agreement. Section 5.6 Close of Escrow. Escrow for the conveyance of the Property shall close on a date mutually acceptable to the parties within thirty (30) days following the date on which all conditions precedent to conveyance set forth in Article 3 and Article 4 have been satisfied. In addition to the conditions precedent to conveyance set forth in Article 3 and Article 4, the following conditions shall be satisfied prior to or concurrently with, and as conditions of, conveyance of the Property: 102\04%iOM5.6 10 (a) The Developer shall have furnished the Agency with evidence of the insurance coverage meeting the general insurance requirements set forth in Section 8.4. (b) There shall exist no condition, event or act which would constitute a breach or default under this Agreement or which, upon the giving of notice or the passage of time, or both, would constitute such a breach or default (c) All representations and warranties of the Developer contained in this Agreement shall be true and correct as of the close of Escrow. Section 5.7 Condition of Title. Upon the close of Escrow, the Property shall have insurable title which shall be free and clear of all liens, encumbrances, clouds and conditions, rights of occupancy or possession, except: (a) applicable building and zoning laws and regulations; (b) the provisions of the Agency Grant Deed; (c) the provisions of this Agreement; (d) the Senior Covenant (e) any lien for current taxes and assessments or taxes and assessments accruing subsequent to recordation of the Agency Grant Deed; (fl conditions, covenants, restrictions or easements shown as exception numbers 5 - 10 in Part II of Schedule B of the CLTA owner's policy of title insurance for the Property issued by California Land Title Company to the Agency on June 3, 1998, and attached to this Agreement as Exhibit ,D. and; (g) all other matters approved in writing by the Developer. Section 5.8 Condition of Property. In fulfillment of the purposes of Health and Safety Code Section 25359.7(a), the Agency hereby represents and warrants that it has no knowledge, and has no reasonable cause to believe, that any release of hazardous substances has come to be located on or beneath the Property, except as disclosed in the Phase I Study, a copy of which has been delivered to Developer. Notwithstanding the foregoing, the Agency and the Developer understand and agree that the Property shall be purchased "as is by the Developer and the Agency shall in no way be responsible for demolition, site preparation or any other removal or replacement of improvements thereon. The Developer agrees to accept conveyance of the Property in its present condition, "as is" and without representation or warranty from the Agency with respect to the condition of the Property including, but not limited to, the condition of the soil, presence of hazardous materials or contaminants, and all other physical characteristics. The Developer has performed and relies solely upon its own 10MC109685.6 11 independent investigation concerning the physical condition of the Property or compliance of the Property with any statutes, ordinances, rules or regulations. If the conditions of the Property are not in all respects entirely suitable for the use or uses to which the Property will be put as described in this Agreement, then it is the sole responsibility and obligation of the Developer to correct any soil conditions, correct any subsurface condition, correct any structural condition, demolish any improvements and otherwise put the Property in a condition suitable for the Improvements to be constructed pursuant to this Agreement. The Developer hereby waives any right to seek reimbursement or indemnification from the Agency of the Developer's costs related to correction of any physical conditions on the Property, including but not limited to the presence of hazardous materials. Section 5.9 Costs of Escrow and losing. Ad valorem taxes, if any, shall be prorated as of the date of conveyance. The Developer shall pay the cost of title insurance and transfer tax. The Developer shall pay the cost of Title Company document preparation and recordation fees and the escrow fees of the Title Company. The costs borne by the Developer are in addition to the purchase price for the Property. ARTICLE 6 CONSTRUCTION OF IMPROVEMENTS Section 6.1 Commencement of Improvements. The Developer shall commence construction of the Improvements within six (6) months following conveyance of the Property to the Developer. Section 6.2 Demolition of xistingImnrovements. The Developer shall be solely responsible for the demolition of any and all existing improvements located on the Property as of the close of Escrow. Section 6.3 Relocation of the Community . The property is at present the site of community garden maintained by and for Tiburon residents. The Developer shall relocate the current community garden onto the adjacent property pursuant to a community garden relocation plan reasonably approved by the Agency or, at the election of the Agency. In lieu of relocating the community garden, the Developer shall contribute Ten Thousand Dollars ($10,000) to the Town to subsidize other community gardens or other park uses. The Ten Thousand Dollar ($10,000) contribution amount is not intended to and shall not be interpreted to in any way limit the expenditures required by the Developer to relocate the community garden. Section 6.4 Completion of the Improvement. The Developer shall diligently prosecute to completion the construction of the Improvements within eighteen (18) months following commencement of construction. 102W 10%85.6 12 Section 6.5 Construction Plans. The Developer shall prepare the construction plans for the Improvements in conformance with this Agreement, the Precise Development Plan approval, the Conditional Use Permit, the Design Review approval, and such other approvals issued by the Town. Section 6.6 Construction Pursuant to Plans. The Improvements shall be constructed substantially in accordance with the Construction Plans and the terms and conditions of the Town's land use permits and approvals and building permits, including any variances granted. Section 6.7 Equal Opnor~, During the construction of the Improvements there shall be no discrimination on the basis of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry in the hiring, firing, promoting or demoting of any person engaged in the construction work. Section 6.8 Preyailin Wage gguirement To the extent required by Sections 1770 et seq. of the California Labor Code and regulations issued pursuant thereto, the Developer shall pay, or cause to be paid, prevailing rates of wages for construction work done in connection with the Improvements. Section 6.9 Maintenance. The Developer hereby agrees that, prior to completion of the Improvements, the portions of the Property undergoing construction shall be maintained in a neat and orderly condition to the extent practicable and in accordance with industry health and safety standards. During the Term of this Agreement, the Developer shall maintain the Development in good repair and working order, and in a neat, clean and orderly condition, including the walkways, driveways, alleyways and landscaping, and from time to time make all necessary and proper repairs, renewals, and replacements. Section 6.10 Certificate of om inn. Promptly after completion of the Improvements in accordance with those provisions of this Agreement relating solely to the obligations of Developer to construct the Improvements (including the dates for beginning and completion thereof), the Agency will provide a Certificate of Completion so certifying. For the purposes of this Section 6.10, completion of the Improvements shall occur upon issuance of a certificate of occupancy by the Town for the Improvements. Such certification shall be conclusive determination that the covenants in this Agreement with respect to the obligations of the Developer to construct the Improvements and the dates for the beginning and completion thereof have been met. Such certification shall be in such form as will enable it to be recorded among the official records of Marin County. Such certification and determination shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any holder of deed of trust securing money loaned to finance the Improvements or any part thereof and shall not be deemed a notice of completion under the California Civil Code. 1OZ04%109685.6 13 ARTICLE 7 SALE OF THE AFFORDABLE UNITS Section 7.1 Development of Affordable Units. As a condition of the sale of the Property to the Developer, the Developer shall offer four units in the Development for sale to Very Low Income Households at an Affordable Housing Cost. To assist the Developer in making the units affordable, the Agency shall pay to the Developer a subsidy, as specified below, for each Affordable Unit sold to a Very Low Income Household. The Agency Subsidy will allow the Developer to reduce the purchase price of each Affordable Unit so that it may be purchased by a Very Low Income Household at an Affordable Housing Cost. Section 7.2 Value of Affordable Units. The Developer and the Agency have reviewed the cost estimates for the development of the Affordable Units. Based on the cost analysis, the Developer and the Agency have agreed that upon completion of construction of the Affordable Units, the fair market value of the each Affordable Unit will be Two Hundred Seventy Thousand Dollars ($270,000) (the "Affordable Unit Value"). Section 7.3 Purchase Price of Affordable Units. Promptly following the completion of construction of each of the Affordable Units as evidenced by the issuance of a certificate of occupancy for such Unit, each Affordable Unit shall be offered for sale to a Very Low Income Household at a purchase price which will allow the Very Low Income Household to pay no greater than an Affordable Housing Cost for the Affordable Unit. Section 7.4 Agency Subsidy. Pursuant to the provisions of Section 6.6, the Agency shall pay to the Developer the Agency Subsidy in the amount of Two Hundred Thousand Dollars ($200,000) upon the sale of an Affordable Unit to a Very Low Income Household. In no event shall the aggregate Agency Subsidy amount exceed Eight Hundred Thousand Dollars ($800,000). Section 7.5 Resale Restriction Aer m n . As a condition of receiving the Agency Subsidy, the Developer shall require that the Very Low Income Household execute a Resale Restriction Agreement in favor of the Agency or its designee in substantially the form attached as Exhibit C. The Resale Restriction Agreement shall restrict the ability of the Very Low Income Household to resell the Affordable Unit for a period of fifty-five (55) years. The Resale Restriction Agreement shall be recorded against each Affordable Unit as a covenant running with the land. Section 7.6 Payment of Agency Subsidy. As a condition to receiving the Agency Subsidy for an Affordable Unit, the Developer shall submit to the Agency (i) a closing statement from the title company handling the escrow for the sale of the Affordable Unit showing, at a minimum, the purchase price of the Affordable Unit, the first mortgage amount and the amount of the Very Low Income Household's 1021041109685.6 14 downpayment; (ii) household income information for the Very Low Income Household sufficient for the Agency to verify the eligibility of the Very Low Income Household for the assistance, estimated first mortgage payments and other monthly charges required to be paid by the purchaser; (iii) a copy of the recorded Resale Restriction Agreement and (iv) such other information as reasonably required by the Agency. Section 7.7 Asiency- tion to Purchase. As an alternative to selling the Affordable Unit to a Very Low Income Household, the Developer grants to the Agency an option to purchase one or more Affordable Units pursuant to the provisions of this Section 7.7. Not more than one hundred twenty (120) days and not less than seventy five (75) days prior to the anticipated date of completion of construction of each Affordable Unit, the Developer shall notify the Agency in writing of the expected completion date. The Agency shall have sixty (60) days from the receipt of the Developer's notice to notify the Developer that the Agency intends to purchase the Affordable Unit for the Affordable Unit Value. In the event the Agency exercises its option to purchase an Affordable Unit, the purchase price for the Affordable Unit shall be paid to the Developer by the Agency through an escrow within sixty (60) days following the issuance of the certificate of occupancy for the Affordable Unit. In the event of an Agency purchase of an Affordable Unit, the other provisions of this Article 7., including the provisions regarding a payment of any Agency Subsidy, shall not apply to the sale of the Affordable Unit to the Agency. Section 7.8 Failure to Sell Affordable Units. (a) In the event that after a good faith effort to market and sell the Affordable Units for the three (3) month period following completion of all of the Affordable Units, the Developer is unable to sell one or more of the Affordable Units to Very Low Income Households, the Developer may tender a written offer to the Agency for the purchase by the Agency of one or more of the Affordable Units at the Affordable Unit Value. The Agency shall have a period of sixty (60) days following the receipt of the Developer's written offer to notify the Developer in writing of the Agency's acceptance of the Developer's offer. Should the Agency fail to provide a written acceptance of the Developer's offer within the sixty (60) period following receipt of the Developer's written offer, the provisions of Section 7.8(b) shall apply. (b) In the event the one or more Affordable Units are not sold pursuant to Section 7.8(a), the Developer may offer any unsold Affordable Units for sale to Low Income Households at an affordable housing cost as determined pursuant to Section 50025.5(b)(2) of the California Health and Safety Code and 25 California Code of Regulations Section 6920. Unless otherwise approved by the Agency, the Developer shall require no less than a five percent (5%) downpayment from the Low Income Household and shall require that the debt service on the first mortgage be no less than twenty percent (20%) of the Low Income Household's annual income. The Agency Subsidy, for purposes of a sale of an Affordable Unit to a Low Income Household, shall be an amount equal to the difference between the Affordable Unit Value and the purchase price paid to the Developer by the Low Income Household. Notwithstanding the foregoing, in no event shall the Agency Subsidy for any one Affordable Unit sold 1021041109685.6 15 pursuant to this Section 7.8(b) exceed Two Hundred Thousand Dollars ($200,000) nor shall the aggregate Agency Subsidy amount exceed Eight Hundred Thousand Dollars ($800,000). ARTICLE 8 ON-GOING DEVELOPER OBLIGATIONS Section 8.1 Taxes and Assessments. The Developer shall pay all real and personal property taxes, assessments and charges and all franchise, income, employment, old age benefit, withholding, sales, and other taxes assessed against it, or payable by it, at such times and in such manner as to prevent any penalty from accruing, or any lien or charge from attaching to the Property; provided, however, that the Developer shall have the right to contest in good faith, any such taxes, assessments, or charges. In the event the Developer exercises its right to contest any tax, assessment, or charge against it, the Developer, on final determination of the proceeding or contest, shall immediately pay or discharge any decision or judgment rendered against it, together with all costs, charges and interest. Section 8.2 Mandatory Lan Ua_e in All Subsequent Deeds. Leases and Contracts. (a) Basic Requirement. The Developer covenants by and for itself, its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease transfer, use, occupancy, tenure or enjoyment of the Development nor shall the Developer or any person claiming under or through the Developer establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the Development. The foregoing covenant shall run with the land. (b) Provisions In Conveyance Documen s. All deeds, leases or contracts made or entered into by Developer, its successors or assigns, as to any portion of the Property shall contain therein the following language: (1) In Deeds: "Grantee herein covenants by and for itself, its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property herein conveyed nor shall the grantee or any person claiming under or through the grantee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the property herein 102\04„09sa5.6 16 conveyed. The foregoing covenant shall run with the land". (2) In Leases: "The lessee herein covenants by and for the lessee and lessee's heirs, personal representatives and assigns and all persons claiming under the lessee or through the lessee that this lease is made subject to the condition that there shall be no discrimination against or segregation of any person or of a group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the land herein leased nor shall the lessee or any person claiming under or through the lessee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants, or vendees in the land herein leased". (3) In Contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property nor shall the transferee or any person claiming under or through the transferee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land". Section 8.3 Hazardous Materials. (a) Certain Covenants and A, Pamants. The Developer hereby covenants and agrees that: (1) The Developer shall not knowingly permit the Development or any portion thereof to be a site for the use, generation, treatment, manufacture, storage, disposal or transportation of Hazardous Materials or otherwise knowingly permit the presence of Hazardous Materials in, on or under the Development; (2) The Developer shall keep and maintain the Development and each portion thereof in compliance with, and shall not cause or permit the Development or any portion thereof to be in violation of, any Hazardous Materials Laws; (3) Upon receiving actual knowledge of the same the Developer shall immediately advise the Agency in writing of (A) any and all enforcement, cleanup, removal or other governmental or regulatory actions instituted, completed or threatened against the Developer or the Development pursuant to any applicable Hazardous Materials Laws; (B) any and all claims made or threatened by any third party against the Developer or the Development relating to damage, contribution, cost recovery, compensation, loss or injury resulting from any Hazardous Materials (the 1021041109685.6 17 matters set forth in the foregoing clause (A) and this clause (B) are hereinafter referred to as "Hazardous Materials Claims"); (C) the presence of any Hazardous Materials in, on or under the Development; or (D) the Developer's discovery of any occurrence or condition on any real property adjoining or in the vicinity of the Development classified as "borderzone property" under the provisions of California Health and Safety Code, Sections 25220 et seq., or any regulation adopted in accordance therewith, or to be otherwise subject to any restrictions on the ownership, occupancy, transferability or use of the Development under any Hazardous Materials Laws. The Agency shall have the right to join and participate in, as a party if it so elects, any legal proceedings or actions initiated in connection with any Hazardous Materials Claims and to have its reasonable attorney's fees in connection therewith paid by the Developer. (4) Without the Agency's prior written consent, which shall not be unreasonably withheld, the Developer shall not take any remedial action in response to the presence of any Hazardous Materials on, under, or about the Development (other than in emergency situations or as required by governmental agencies having jurisdiction), nor enter into any settlement agreement, consent decree, or other compromise in respect to any Hazardous Materials Claims. N Indemni . Without limiting the generality of the indemnification set forth in Section 12.8 below, the Developer hereby agrees to indemnify, protect, hold harmless and defend (by counsel reasonably satisfactory to the Agency) the Agency, its boardmembers, officers, and employees from and against any and all claims, losses, damages, liabilities, fines, penalties, charges, administrative and judicial proceedings and orders, ,judgements, remedial action requirements, enforcement actions of any kind, and all costs and expenses incurred in connection therewith (including, but not limited to, attorney's fees and expenses), arising directly or indirectly, in whole or in part, out of. (1) the failure of the Developer or any other person or entity to comply with any Hazardous Materials Law relating in any way whatsoever to the handling, treatment, presence, removal, storage, decontamination, cleanup, transportation or disposal of Hazardous Materials into, on, under or from the Development; (2) the presence in, on or under the Development of any Hazardous Materials or any releases or discharges of any Hazardous Materials into, on, under or from the Development; or (3) any activity carried on or undertaken on or off the Development, subsequent to the conveyance of the Property to the Developer, and whether by the Developer or any successor in title or any employees, agents, contractors or subcontractors of the Developer or any successor in title, or any third persons at any time occupying or present on the Development, in connection with the handling, treatment, removal, storage, decontamination, cleanup, transport or disposal of any Hazardous Materials at any time located or present on or under the Development. The foregoing indemnity shall further apply to any residual contamination on or under the Development, or affecting any natural resources, and to any contamination of any property or natural resources arising in connection with the generation, use, handling, treatment, storage, transport or disposal of any such Hazardous Materials, and irrespective of whether any of such activities were or will be undertaken in accordance with Hazardous Materials Laws. The provisions of this subsection shall survive expiration of the Term or other termination of this Agreement, and shall remain in full 102\04\109N5.6 18 force and effect unless both of the following conditions apply: (x) the Agency fails to convey the Property to the Developer and (y) the Developer never utilizes its right to enter the Property pursuant to Section 12.2. (c) No Limitation. The Developer hereby acknowledges and agrees that the Developer's duties, obligations and liabilities under this Agreement, including, without limitation, under subsection (b) above, are in no way limited or otherwise affected by any information the Agency may have concerning the Development and/or the presence within the Development of any Hazardous Materials, whether the Agency obtained such information from the Developer or from its own investigations. Section 8.4 Insurance Reuirements. (a) Required Cover=. During the term of this Agreement, the Developer shall maintain and keep in force, at the Developer's sole cost and expense, the following insurance applicable to the Development: (1) Worker's Compensation insurance, including Employer's Liability coverage, with limits not less than $1,000,000 each accident. (2) Comprehensive General Liability insurance provided on ISO-CGL Form No. CG 00 01 11 85 or 88 with limits not less than $2,000,000 each occurrence combined single limit for Bodily Injury and Property Damage, including coverages for Contractual Liability, Personal Injury, Broadform Property Damage, Products and Completed Operations. (3) Comprehensive Automobile Liability insurance provided on ISO Business Auto Coverage Form No. CA 00 01 86 92 including symbol 1 (any auto) with limits not less than $1,000,000 each occurrence combined single limit for Bodily Injury and Property Damage, including coverages for owned, non-owned and hired vehicles, as applicable; provided, however, that if the Developer does not own or lease vehicles for purposes of this Agreement, then no automobile insurance shall be required and both parties to this Agreement shall initial this provision signifying same. (4) Property insurance covering the Development covering all risks of loss, including earthquake (but only if required in connection with the Permanent Loan or if it is commercially affordable at a reasonable price and with a reasonable deductible) and flood, for 100% of the replacement value, with deductible, if any, acceptable to the Agency, naming the Agency as a Loss Payee, as its interest may appear. (b) Contractor's Insurannce. The Developer shall cause any general contractor or agent working on the Development under direct contract with the Developer to maintain insurance of the types and in at least the minimum amounts described in subsections (a)(1), (a)(2), and (a)(3) above, and shall require that such insurance shall meet all of the general requirements of subsection (c) below. Subcontractors working on the Development under indirect contract with the Developer shall be required to maintain 102M%109685.6 19 the insurance described in subsections (a)(1), (a)(2) and (a)(3) above. Liability and Comprehensive Automobile Liability insurance to be maintained by such contractors and agents pursuant to this subsection shall name as additional insureds the Agency, its boardmembers, officers, agents, and employees. (c) General R auirements. The required insurance shall be provided under an occurrence form, and the Developer shall maintain such coverage continuously throughout the Term. Should any of the required insurance be provided under a form of coverage that includes an annual aggregate limit or provides that claims investigation or legal defense costs be included in such annual aggregate limit, such annual aggregate limit shall be three times the occurrence limits specified above. There shall be no cross liability exclusion. Comprehensive General Liability, Comprehensive Automobile Liability and Property insurance policies shall be endorsed to name as additional insureds the Agency and the Town and its boardmembers, officers, agents, and employees using ISO Additional Insured Endorsement Form CG 20 10 11 85 (in no event will the Agency accept an endorsement from with an edition date later than 1990). All policies and bonds shall be endorsed to provide thirty (30) days prior written notice of cancellation, reduction in coverage, or intent not to renew to the address established for notices to the Agency pursuant to Section 12.1 below. (d) Certificates of Insurance. Upon the Agency's request at any time during the term of this Agreement, the Developer shall provide certificates of insurance, in form and with insurers reasonable acceptable to the Agency, evidencing compliance with the requirements of this Section, and shall provide complete copies of such insurance policies, including a separate endorsement naming the Agency as additional insured. ARTICLE 9 ASSIGNMENT AND TRANSFERS Section 9.1 Definitions. As used in this Article 9, the term "Transfer" means: (a) Any total or partial sale, assignment or conveyance, or any trust or power, or any transfer in any other mode or form, of or with respect to this Agreement or of the Development or any part thereof or any interest therein or any contract or agreement to do any of the same; or (b) Any total or partial sale, assignment or conveyance, or any trust or power, or any transfer in any other mode or form, of or with respect to any ownership interest in Developer or any contract or agreement to do any of the same; or 1021041109685.6 20 (c) Any merger, consolidation, sale or lease of all or substantially all of the assets of Developer. Section 9.2 Purpose of Restriction on Transfer. This Agreement is entered into solely for the purpose of development and operation of the Development and its subsequent use in accordance with the terms hereof. The Developer recognizes that the qualifications and identity of Developer are of particular concern to the Agency, in view of: (a) The importance of the redevelopment of the Property to the general welfare of the community; and (b) 'The land acquisition assistance and other public aids that have been made available by law and by the government for the purpose of making such redevelopment possible; and (c) The reliance by the Agency upon the unique qualifications and ability of the Developer to serve as the catalyst for development of the Property and upon the continuing interest which the Developer will have in the Property to assure the quality of the use, operation and maintenance deemed critical by the Agency in the development of the Property; and (d) The fact that a change in ownership or control of the owner of the Property, or of a substantial part thereof, or any other act or transaction involving or resulting in a significant change in ownership or with respect to the identity of the parties in control of the Developer or the degree thereof is for practical purposes a transfer or disposition of the Property; and (e) The importance to the Agency and the community of the standards of use, operation and maintenance of the Property. The Developer further recognizes that it is because of such qualifications and identity that the Agency is entering into this Agreement with the Developer and that Transfers are permitted only as provided in this Agreement. Section 9.3 Prohibited Transfers. The limitations on Transfers set forth in this Section shall apply throughout the Term. Except as expressly permitted in this Agreement, the Developer represents and agrees that the Developer has not made or created, and will not make or create or suffer to be made or created, any Transfer, either voluntarily or by operation of law without the prior written approval of the Agency. Any Transfer made in contravention of this Section 9.3 shall be void and shall be deemed to be a default under this Agreement whether or not the Developer knew of or participated in such Transfer. 102Z4%10%85.6 21 Section 9.4 Permitted Transfers. Notwithstanding the provisions of Section 9.3, the following Transfers shall be permitted and are hereby approved by the Agency subject to meeting the requirements of Section 9.5: (a) Any Transfer creating a Security Financing Interest permitted pursuant to the approved Financing Plan; (b) Any Transfer directly resulting from the foreclosure of a Security Financing Interest or the granting of a deed in lieu of foreclosure of a Security Financing Interest or as otherwise permitted under Article 11; and (c) Any Transfer solely and directly resulting from the death or incapacity of an individual. Section 9.5 Effectuation of Certain Permitted Transfers. No Transfer of this Agreement permitted pursuant to Section 9.4 (other than a Transfer pursuant to a Security Financing Interest under Section 9.4(a) or (b)) shall be effective unless, at the time of the Transfer, the person or entity to which such Transfer is made, by an instrument in writing reasonably satisfactory to the Agency and in form recordable among the land records, shall expressly assume the obligations of the Developer under this Agreement and agree to be subject to the conditions and restrictions to which the Developer is subject arising during this Agreement, to the fullest extent that such obligations are applicable to the particular portion of or interest in the Development conveyed in such Transfer. Anything to the contrary notwithstanding, the holder of a Security Financing Interest whose interest shall have been acquired by, through or under a Security Financing Interest or shall have been derived immediately from any holder thereof shall not be required to give to Agency such written assumption until such holder or other person is in possession of the Property or entitled to possession thereof pursuant to enforcement of the Security Financing Interest. In the absence of specific written agreement by the Agency, no such Transfer, assignment or approval by the Agency shall be deemed to relieve the Developer or any other party from any obligations under this Agreement. Section 9.6 Other Transfers with Agency Consent. The Agency may, in its sole discretion, approve in writing other Transfers as requested by the Developer. In connection with such request, there shall be submitted to the Agency for review all instruments and other legal documents proposed to effect any such Transfer. If a requested Transfer is approved by the Agency such approval shall be indicated to the Developer in writing. Such approval shall be granted or denied by the Agency within thirty (30) days of receipt by the Agency of Developer's request for approval of a Transfer. 102\04klO%85.6 22 ARTICLE 10 DEFAULT AND REMEDIES Section 10.1 General Applicabili . The provisions of this Article 9 shall govern the parties' remedies for breach or failure of this Agreement. Section 10.2 No Fault of Parties. The following events constitute a basis for a party to terminate this Agreement without the fault of the other: (a) The Developer, despite good faith and diligent efforts, is unable to satisfy all of the conditions precedent to the Agency's obligation to convey the Property to the Developer set forth in Article 3 and Article 4 by not later than June 30, 2000 as this may be extended pursuant to Section 3.8, or such later date mutually agreed upon by the parties; or (b) The Agency, despite good faith and diligent efforts, is unable to convey the Property to the Developer and the Developer is otherwise entitled to such conveyance. Upon the happening of any of the above-described events, and at the election of either party, this Agreement may be terminated by thirty (30) days written notice to the other party. Upon the effective date of the notice of termination, the Good Faith Deposit (and any interest accrued thereon) shall be returned to the Developer and neither party shall have any rights against or liability to the other under this Agreement, except that the provisions of Sections 8.3(b), 12.2 and 12.8 shall survive such termination and remain in full force and effect. Section 10.3 Fault of Agcy. Except as to events constituting a basis for termination under Section 10.2, the following events each constitute an Event of Default by the Agency and a basis for the Developer to take action against the Agency: (a) The Agency, without good cause, fails to convey the Property to the Developer within the time and in the manner set forth in Article 5 and the Developer is otherwise entitled by this Agreement to such conveyance; or (b) The Agency breaches any other material provision of this Agreement. Upon the happening of any of the above-described events, the Developer shall first notify the Agency in writing of its purported breach or failure, giving the Agency sixty (60) days from receipt of such notice to cure or, if cure cannot be accomplished within sixty (60) days, to commence to cure such breach, failure, or act. In the event the Agency does not then so cure within said sixty days, or if the breach or failure is of such a nature that it cannot be cured within (60) days, the Agency fails to commence to cure within such 60 days and thereafter diligently complete such cure within a reasonable time thereafter but in no event later than one hundred and twenty (120) days, then the 1021041109685.6 23 Developer shall be eligible for the return of the Good Faith Deposit and shall be afforded all of its rights at law or in equity, by taking all or any of the following remedies: (1) terminating in writing this Agreement (provided, however, that the indemnification provisions of Sections 8.3(b), 12.2 and 12.8 shall survive such termination); (2) prosecuting an action for damages or specific performance, (3) recovering the Good Faith Deposit (and any interest accrued thereon), and (4) seeking any other remedy available at law or equity. Section 10.4 Fault of Develo=. Except as to events constituting a basis for termination under Section 10.2. the following events each constitute an Event of Default by the Developer and a basis for the Agency to take action against the Developer: (a) The Developer fails to exercise good faith and diligent efforts to satisfy, within the time and in the manner set forth in Article 3 and Article 4, one or more of the conditions precedent to the Agency's obligation to convey the Property to the Developer and the Developer's obligation to purchase the Property from the Agency; or (b) The Developer refuses to accept conveyance from the Agency of the Property within the time periods and under the terms set forth in Article 4; or (c) The Developer constructs or attempts to construct the Improvements in violation of Article 6; or (d) The Developer fails to commence or complete construction of the Improvements within the times set forth in Article 6, or abandons or suspends construction of the Improvements prior to completion of all construction for a period of sixty (60) days after written notice by the Agency of such abandonment or suspension; (e) A Transfer occurs, either voluntarily or involuntarily, in violation of Article 8; (fl Any representation or warranty contained in this Agreement or in any application, financial statement, certificate or report submitted to the Agency in connection with this Agreement proves to have been incorrect in any material and adverse respect when made. (g) A court having jurisdiction shall have made or entered any decree or order (1) adjudging the Developer to be bankrupt or insolvent, (2) approving as properly filed a petition seeking reorganization of the Developer or seeking any arrangement for the Developer under the bankruptcy law or any other applicable debtor's relief law or statute of the United States or any state or other jurisdiction, (3) appointing a receiver, trustee, liquidator, or assignee of the Developer in bankruptcy or insolvency or for any of their properties, or (4) directing the winding up or liquidation of the Developer, if any such decree or order described in clauses (1) to (4), inclusive, shall have continued unstayed or undischarged for a period of ninety (90) days unless a lesser time period is permitted for cure under any other mortgage on the Property, in which event such lesser 102waX109M.6 24 time period will apply under this subsection 0) as well; or the Developer shall have admitted in writing its inability to pay its debts as they fall due or shall have voluntarily submitted to or filed a petition seeking any decree or order of the nature described in clauses (1) to (4), inclusive; or (h) The Developer shall have assigned its assets for the benefit of its creditors or suffered a sequestration or attachment of or execution on any substantial part of its property, unless the property so assigned, sequestered, attached or executed upon shall have been returned or released within ninety (90) days after such event (unless a lesser time period is permitted for cure under any other mortgage on the Property, in which event such lesser time period shall apply under this subsection (k) as well) or prior to sooner sale pursuant to such sequestration, attachment, or execution; or (i) The Developer shall have voluntarily suspended its business or, if the Developer is a partnership or limited liability company, the partnership or limited liability company shall have been dissolved or terminated; or 0) There shall occur any default declared by any lender under any loan document related to any loans secured by a deed of trust on the Development; or Agreement(k) The Developer breaches any other material provision of this . Upon the happening of any of the above-described events, the Agency shall first notify the Developer in writing of its purported breach, failure or act above described, giving the Developer sixty (60) days from receipt of such notice to cure, or, if cure cannot be accomplished within said sixty (60) days, to commence to cure such breach, failure, or act. In the event the Developer fails to cure within said sixty days, or if such breach is of a nature that it cannot be cured within sixty (60) days, Developer fails to commence to cure within said sixty (60) days and diligently complete such cure within a reasonable time thereafter but in no event later than one hundred and twenty (120) days, then the Developer shall forfeit to the Agency the Good Faith Deposit (and any interest accrued thereon) and the Agency shall be afforded all of its rights at law or in equity including but not limited to any or all of the following remedies: (1) termination of this Agreement by written notice to the Developer; provided, however, that the Agency's remedies pursuant to this Article 9 or any other Agency Document and the indemnification provisions of Sections 8.3(b), 12.2 and 12.8 shall survive such termination; (2) prosecuting an action for damages; and (3) any remedy allowed by law. Section 10.5 Right of Reverter. In the event that, following close of Escrow, this Agreement is terminated pursuant to Section 10.4 and such termination occurs prior to issuance of a Certificate of Completion for all of the Improvements, then the Agency shall have the right to reenter and take possession of the Property and all improvements thereon and to revest in the Agency the estate of the Developer in the Property. 1021041109685.6 25 Upon revesting in the Agency of title to the Property, the Agency shall promptly use its best efforts to resell it consistent with its obligations under state law. Upon sale the proceeds shall be applied as follows: (a) First, to reimburse the Agency for any costs it incurs in managing or selling the Property (after exercising its right of reverter), including but not limited to amounts to discharge or prevent liens or encumbrances arising from any acts or omissions of the Developer; (b) Second, to reimburse the Agency for damages to which it is entitled under this Agreement by reason of the Developer's default; (c) Third, to the Developer up to the sum of the amount of the purchase price paid to the Agency by the Developer for the Property pursuant to Section 5.4 and the reasonable cost of the improvements the Developer has placed on the Property and such other reasonable costs Developer has incurred directly in connection with development of the Property; and (d) Fourth, any balance to the Agency. Section 10.6 Right to Cure at Develop is Exper ese. The Agency shall have the right to cure any monetary default by the Developer under a loan in connection with the Development; provided, however, that if the Developer is in good faith contesting a claim of default under a loan and the Agency's interest under this Agreement are not imminently threatened by such default, in the Agency's sole judgment, the Agency shall not have the right to cure such default. The Developer agrees to reimburse the Agency for any funds advanced by the Agency to cure a monetary default by Developer upon demand therefore, together with interest thereon at the lesser of the rate of eight percent (8%) per annum or the maximum rate permitted by law from the date of expenditure until the date of reimbursement. Section 10.7 Riehts of Mortga ePc. Any rights of the Agency under this Article 10 shall not defeat, limit or render invalid any Security Financing Interest permitted by this Agreement or any rights provided for in this Agreement for the protection of holders of Security Financing Interests. Any conveyance or reverter of the Property to the Agency pursuant to this Article 10 shall be subject to Security Financing Interests permitted by this Agreement. Section 10.8 Remedies Cum dative. No right, power, or remedy given by the terms of this Agreement or this Agreement is intended to be exclusive of any other right, power, or remedy; and each and every such right, power, or remedy shall be cumulative and in addition to every other right, power, or remedy given by the terms of any such instrument, or by any statute or otherwise. Neither the failure nor any delay to exercise any such rights and remedies shall operate as a waiver thereof, nor shall any single or partial exercise of any such right or remedy preclude any other or further exercise of such right or remedy, or any other right or remedy. 102\0CIoss85.6 26 Section 10.9 Waiver of Tenn c and Conditions. The Agency Executive Director may at his or her discretion waive in writing any of the terms and conditions of this Agreement without the Developer completing an amendment to this Agreement. No waiver of any default or breach by the Developer hereunder shall be implied from any omission by the Agency to take action on account of such default if such default persists or is repeated, and no express waiver shall affect any default other than the default specified in the waiver, and such waiver shall be operative only for the time and to the extent therein stated. Waivers of any covenant, term, or condition contained herein shall not be construed as a waiver of any subsequent breach of the same covenant, term, or condition. The consent or approval by the Agency to or of any act by the Developer requiring further consent or approval shall not be deemed to waive or render unnecessary the consent or approval to or of any subsequent similar act. The exercise of any right, power, or remedy shall in no event constitute a cure or a waiver of any default under this Agreement or this Agreement, nor shall it invalidate any act done pursuant to notice of default, or prejudice the Agency in the exercise of any right, power, or remedy hereunder or under this Agreement, unless in the exercise of any such right, power, or remedy all obligations of the Developer to Agency are paid and discharged in full. ARTICLE 11 SECURITY FINANCING AND RIGHTS OF HOLDERS Section 11.1 No Encumbrances xcept for Development Pum, o__ses. Notwithstanding any other provision of this Agreement, mortgages and deeds of trust, or any other reasonable method of security are permitted to be placed upon the Property but only for the purpose of securing loans approved by the Agency pursuant to the approved Financing Plan. Mortgages, deeds of trust, or other reasonable security instruments securing loans approved by the Agency pursuant to the approved Financing Plan are each referred to as a "Security Financing Interest." The words "mortgage" and "deed of trust" as used in this Agreement include all other appropriate modes of financing real estate acquisition, construction, and land development. Section 11.2 Holder Not Obli Wed to-Construct. The holder of any Security Financing Interest authorized by this Agreement is not obligated to construct or complete any improvements or to guarantee such construction or completion; nor shall any covenant or any other provision in conveyances from the Agency to the Developer evidencing the realty comprising the Property or any part thereof be construed so to obligate such holder. However, nothing in this Agreement shall be deemed to permit or authorize any such holder to devote the Property or any portion thereof to any uses, or to construct any improvements thereon, other than those uses of improvements provided for or authorized by this Agreement. Section 11.3 Notice of Default -and Right to cure. Whenever the Agency pursuant to its rights set forth in Article 10 of this Agreement delivers any notice or demand to the Developer with respect to the commencement, completion, or cessation of 102%04~iWW5.6 27 the construction of the Improvements, the Agency shall at the same time deliver to each holder of record of any Security Financing Interest creating a lien upon the Property or any portion thereof a copy of such notice or demand. Each such holder shall (insofar as the rights of the Agency are concerned) have the right, but not the obligation, at its option, within ninety (90) days after the receipt of the notice, to cure or remedy or commence to cure or remedy any such default or breach affecting the Property which is subject to the lien of the Security Financing Interest held by such holder and to add the cost thereof to the security interest debt and the lien on its security interest. Nothing contained in this Agreement shall be deemed to permit*or authorize such holder to undertake or continue the construction or completion of the Improvements (beyond the extent necessary to conserve or protect such improvements or construction already made) without first having expressly assumed in writing the Developer's obligations to the Agency relating to such Improvements under this Agreement. The holder in that event must agree to complete, in the manner provided in this Agreement, the Improvements to which the lien or title of such holder relates. Any such holder properly completing such Improvements pursuant to this paragraph shall assume all rights and obligations of Developer under this Agreement and shall be entitled, upon written request made to the Agency, to a Certificate of Completion from the Agency. Section 11.4 Failure of Holder to Complete Improvements. In any case where six (6) months after default by the Developer in completion of construction of the Improvements under this Agreement, the holder of record of any Security Financing Interest, having first exercised its option to construct, has not proceeded diligently with construction, the Agency shall be afforded those rights against such holder it would otherwise have against Developer under this Agreement. Section 11.5 Rhzht-of gay to Cure. In the event of a default or breach by the Developer of a Security Financing Interest prior to the completion of development, and the holder has not exercised its option to complete the development called for on the Property, the Agency may cure the default, prior to the completion of any foreclosure. In such event the Agency shall be entitled to reimbursement from the Developer of all costs and expenses incurred by the Agency in curing the default. The Agency shall also be entitled to a lien upon the Property or any portion thereof to the extent of such costs and disbursements. The Agency agrees that such lien shall be subordinate to any Security Financing Interest, and the Agency shall execute from time to time any and all documentation reasonably requested by Developer to effect such subordination. Section 11.6 Ri ht of ge~ncv to Satisfy Other Liens. After the conveyance of title to the Property or any portion thereof and after the Developer has had a reasonable time to challenge, cure or satisfy any liens or encumbrances on the Property or any portion thereof, the Agency shall have the right to satisfy any such lien or encumbrances; provided, however, that nothing in this Agreement shall require the Developer to pay or make provision for the payment of any tax, assessment, lien or charge so long as the Developer in good faith shall contest the validity or amount therein and so long as such delay in payment shall not subject the Property or any portion thereof to forfeiture or sale. 10704\109685.6 28 Section 11.7 Holder to be Noti fled. The provisions of this Article 11 shall be incorporated into the relevant deed of trust or mortgage evidencing each Security Financing Interest to the extent deemed necessary by, and in form and substance reasonably satisfactorily to the Agency, or shall be acknowledged by the holder of a Security Financing Interest prior to its coming into any security right or interest in the Property. ARTICLE 12 GENERAL PROVISIONS Section 12.1 Notices. Demands and Communications. Formal notices, demands, and communications between the Agency and the Developer shall be sufficiently given if and shall not be deemed given unless dispatched by registered or certified mail, postage prepaid, return receipt requested or delivered personally, to the principal office of the Agency and the Developer as follows: Agency: Tiburon Redevelopment Agency 1505 Tiburon Boulevard Tiburon, California 94920 Attention: Executive Director With copy to: Town Attorney 1505 Tiburon Boulevard Tiburon, California 94920 Developer: Ned's Way Garden Homes, LLC 1104 Lincoln Avenue San Rafael, Ca 94901 Attn: Bruce Burman Such written notices, demands and communications may be sent in the same manner to such other addresses as the affected party may from time to time designate by mail as provided in this Section 12.1. Section 12.2 Right of Entrv Prior to Closing. Prior to the close of Escrow, the Developer, or its designee, shall have the right to enter the Property by giving the Agency forty eight (48) hours prior written notice for the purpose of conducting inspections and tests of the land or any structures which comprise the Property. The Developer shall defend, indemnify and hold harmless the Agency and Town and its elected 1OZ04%109se5.6 29 representatives, officers, employees and agents from any claim or damage arising from the Developer's entry onto the Property pursuant to Section 5.3 or this Section 12.2. Section 12.3 Non-Liability of Agency Officials,Em-ployees and Agents; Non- Liability of Developer's Members. No member, official, employee or agent of the Agency or the Town shall be personally liable to the Developer, or any successor in interest, in the event of any default or breach by the Agency or for any amount which may become due to the Developer or successor or on any obligation under the terms of this Agreement. Section 12.4 Forced Delav. In addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default where delays or defaults are due to war; insurrection; strikes; lock-outs; riots; floods; earthquakes; fires; casualties; acts of God; acts of the public enemy; epidemics; quarantine restrictions; freight embargoes; governmental restrictions or priority; litigation (including suits filed by third parties concerning or arising out of this Agreement); weather or soils conditions which, in the opinion of the Developer's contractor, will necessitate delays; inability to secure necessary labor, materials or tools; delays of any contractor, sub-contractor or supplier; acts of the other party; acts or failure to act of any public or governmental agency or entity (other than the acts or failure to act of the Agency); or any other causes (other than Developer's inability to obtain financing for the Improvements) beyond the control or without the fault of the party claiming an extension of time to perform. An extension of time for any cause will be deemed granted if notice by the party claiming such extension is sent to the other within ten (10) days from the date the party seeking the extension first discovered the cause and such extension of time is not rejected in writing by the other party within ten (10) days of receipt of the notice. Times of performance under this Agreement may also be extended in writing by the Agency and the Developer. Section 12.5 Inspection of Books and Records. Upon request, the Developer shall permit the Agency to inspect at reasonable times and on a confidential basis those books, records and all other documents of the Developer necessary to determine Developer's compliance with the terms of this Agreement. The Developer also has the right at all reasonable times to inspect the books, records and all other documentation of the Agency pertaining to its obligations under this Agreement. Section 12.6 Provision Not M .riz d with-Deeds. None of the provisions of this Agreement are intended to or shall be merged by any grant deed transferring title to any real property which is the subject of this Agreement from Agency to Developer or any successor in interest, and any such grant deed shall not be deemed to affect or impair the provisions and covenants of this Agreement. Section 12.7 Title of Parts and -Sections. Any titles of the articles, sections or subsections of this Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any part of its provision. ioi\oa„ossss.s 30 Section 12.8 General Inde nificration. The Developer agrees to indemnify, protect, hold harmless and defend (by counsel reasonably satisfactory to the Agency) the Agency, its boardmembers, officers and employees, from all suits, actions, claims, causes of action, costs, demands, judgments and liens arising out of the Developer's performance or non-performance under any of this Agreement, or any other agreement executed pursuant to this Agreement, except as directly caused by the Agency's willful misconduct, gross negligence or breach of this Agreement. The provisions of this section shall survive expiration of the Term or other termination of this Agreement, and shall remain in full force and effect. Section 12.9 Applicable Law. This Agreement shall be interpreted under and pursuant to the laws of the State of California. Section 12.10 No Brokers. Each party represents to the other that it has not had any contact or dealings regarding the Property, or any communication in connection with the subject matter of this transaction, through any real estate broker or other person who can claim a right to a commission or finder's fee. If any broker or finder makes a claim for a commission or finder's fee based upon a contact, dealings, or communications, the party through whom the broker or finder makes this claim shall indemnify, defend with counsel of the indemnified party's choice, and hold the indemnified party harmless from all expense, loss, damage and claims, including the indemnified party's attorneys' fees, if necessary, arising out of the brokers or finders claim. The provisions of this section shall survive expiration of the Term or other termination of this Agreement, and shall remain in full force and effect. Section 12.11 Severahil ity- If any term, provision, covenant or condition of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remainder of the provisions shall continue in full force and effect unless the rights and obligations of the parties have been materially altered or abridged by such invalidation, voiding or unenforceability. Section 12.12 Leeal Actions. In the event any legal action is commenced to interpret or to enforce the terms of this Agreement or to collect damages as a result of any breach thereof, the party prevailing in any such action shall be entitled to recover against the party not prevailing all reasonable attorney's fees and costs incurred in such action. Section 12.13 Binding ~i lpon Successors. This Agreement shall be binding upon and inure to the benefit of the heirs, administrators, executors, successors in interest and assigns of each of the parties hereto except that there shall be no Transfer of any interest by any of the parties hereto except pursuant to the terms of this Agreement. Any reference in this Agreement to a specifically named party shall be deemed to apply to any successor, heir, administrator, executor or assign of such party who has acquired an interest in compliance with the terms of this Agreement, or under law. The covenants and restrictions set forth in this Agreement shall run with the land, and shall bind all successors in title to the Property. However, on the termination of this 10MAIossas.6 31 Agreement, such covenants and restrictions shall expire. Each and every contract, deed, or other instrument hereafter executed covering or conveying the Property shall be held conclusively to have been executed, delivered, and accepted subject to such covenants and restrictions, regardless of whether such covenants or restrictions are set forth in such contract, deed, or other instrument, unless the Agency expressly releases the Property from the requirements of this Agreement. Section 12.14 Parties Not Co-Venturers. Nothing in this Agreement is intended to or does establish the parties as partners, co-venturers, or principal and agent with one another. Section 12.15 Warranties. The Agency expresses no warranty or representation to the Developer as to fitness or condition of the Property the subject of this Agreement for the building or construction to be conducted thereon. Section 12.16 Time of the Essence. In all matters under this Agreement, the parties agree that time is of the essence. Section 12.17 Action by-the Ag .nc . Except as may be otherwise specifically provided in this Agreement or another Agency Document, whenever any approval, notice, direction, finding, consent, request, waiver, or other action by the Agency is required or permitted under this Agreement or another Agency Document, such action may be given, made, or taken by the Agency Executive Director, or by any person who shall have been designated in writing to the Developer by the Agency Executive Director, without further approval by the Agency Board. Any such action shall be in writing. Section 12.18 Identity and Authority of Developer,. The person executing this Agreement on behalf of the Developer does hereby covenant and warrant: that the Developer is and shall remain in good standing and qualified to do business in the State of California; that the Developer has full right, power and authority to enter into this Agreement and to carry out all actions on its part contemplated by this Agreement; that the execution and delivery of this Agreement were duly authorized by proper action of the Developer and no consent, authorization or approval of any person is necessary in connection with such execution and delivery or to carry out all actions on the Developer's part contemplated by this Agreement, except as have been obtained and are in full force and effect or are not required to be obtained until a later date, such as the certificate of occupancy; that the person executing this Agreement on behalf of the Developer has full authority to do so; and that this Agreement constitutes the valid, binding and enforceable obligation of the Developer. Section 12.19 Complete Understanding of the Parties. This Agreement is executed in three (3) duplicate originals each of which is deemed to be an original. This Agreement and the attached exhibits constitute the entire understanding and agreement of the parties with respect to the matters set forth in this Agreement. 10204\109sa5.6 32 Section 12.20 Entrv by the he Agency. The Developer shall permit the Agency, through its officers, agents, or employees, at all reasonable times to enter into the Development (a) to inspect the work of construction to determine that the same is in conformity with the requirements of this Agreement, and (b), following completion of construction, to inspect the ongoing operation and management of the Development to determine that the same is in conformance with the requirements of this Agreement. The Developer acknowledges that the Agency is under no obligation to supervises, inspect, or inform the Developer of the progress of construction, or operations and the Developer shall not rely upon the Agency therefore. Any inspection by the Agency during the construction is entirely for its purposes in determining whether the Developer is in compliance with this Agreement and is not for the purpose of determining or informing the Developer of the quality or suitability of construction. The Developer shall rely entirely upon its own supervision and inspection in determining the quality and suitability of the materials and work, and the performance of architects, subcontractors, and material suppliers. 102\04\109ss5.6 33 IN WITNESS WHEREOF, the Agency and the Developer have executed this Agreement in triplicate on or as of the date first above written. ATTEST: ev a By: j APPROVED AS TO FORM: By: Y DEVELOPER: NED'S WAY GARDEN HOMES, LLC Its: !YN-~+2 AGENCY: TIBURON REDEVELOPMENT AGENCY, a public body, corporate and politic By: obert L. Kleinert Its: Executive Director 102MI109685.6 34 ALL-PURPOSE ACKNOWLEDGMENT F• -ONNOW 0-41NOW 0 .41omw *-meow* -QdENW•-"now•-ONNOW •.domw 0.0000.0 .41OWN. •.avow-•.4amw • • State of California County of N SS. I • On l~ I before me P L- C - ~ 1(16 I ~ (DATE) (NOTARY) • personally appeared (.~1~114 SIGNER(S) I ❑ personally known to me - OR- proved to me on the basis of satisfactory I • evidence to be the person(s) whose name(s) • is/are subscribed to the within instrument and I • acknowledged to me that he/she/they executed • the same in his/her/their authorized I capacity(ies), and that by his/her/their • signature(s) on the instrument the person(s), I or the entity upon behalf of which the • I D. L. CRANE Le Comm. # 1119443 person(s) acted, executed the instrument. NOTARY PUBLIC - CALIFORNIAMarin County My Comm. Expires Dec. 812000 • WITNESS my hand a d official seal. • I all I I I NOTARY'S SIGNATURE • I OPTIONAL INFORMATION • The information below is not required by law. However, it could prevent fraudulent attachment of this acknowl- I edgment to an unauthorized document. CAPACITY CLAIMED BY SIGNER (PRINCIPAL) DESCRIPTION OF ATTACHED DOCUMENT ❑ INDIVIDUAL r ~ L~CORPORATE OFFICER / E'M TITLE(S) S) TfTLE OR TYPE OF 9PCUMENT _ I ❑ PARTNER(S) • ❑ ATTORNEY-IN-FACT ❑ TRUSTEE(S) NUMBER OF PAGES I • ❑ GUARDIAN/CONSERVATOR • ❑ OTHER: I v DATE OF DOCUMENT I SIGNER IS REPRESENTING: NAME OF PERSON(S) OR ENTITY(IES) s L • ~ ~ S - OTHER ~ Leladowe *-MEOW APA 1/94 VALLEY-SIERRA, 800-362-3369 ALL-PURPOSE ACKNOWLEDGMENT F 0 • State of California County of /l~ ( ~X k1 SS. On 6)qlvj ~ Z' before me, • (DATE) 1 7 (NOTARY) • personally appeared v / ~,rA / L SIGNER(S) personally known to me - OR- ❑ proved to me on the basis of satisfactory I I • evidence to be the person(s) whose name(s) • is/are subscribed to the within instrument and • acknowledged to me that he/she/they executed • the same in his/her/their authorized I • capacity(ies), and that by his/her/their • signature(s) on the instrument the person(s), I ' or the entity upon behalf of which the • ' D. L. CRANE person(s) acted, executed the instrument. f • ~ • Comm, # 11194,43 N • NOTARY PUBLIC • CALIFORNIA • N y Merin County WITNESS my hand and official seal. • My Comm, Expires Dec. 8, 2000 I I 1 • NOTARY'S SIGNATURE - • I ' OPTIONAL INFORMATION • The information below is not required by law. However, it could prevent fraudulent attachment of this ackn7 • edgment to an unauthorized document. • CAPACITY CLAIMED BY SIGNER (PRINCIPAL) DESCRIPTION OF ATTACHED DOCUMENT I ❑ INDIVIDUAL I r • ❑ CORPORATE OFFICER S ~v 14 E OR TYPE OF DOCU NT TITLE(S) I ❑ PARTNER(S) • ❑ ATTORNEY-IN-FACT 1 • ❑ TRUSTEE(S) NUMBER OF PAGES I • ❑ GUARDIAN/CONSERVATOR • OTHER: C G/ A t~-E C r r,(, C . DA OF DOCUMEN T ' I SIGNER IS REPRESENTING: NAME OF PERSON(S) OR ENTTTY(IES) • l 3U /~~j,TI Y-VF~d/~~L~N/ OTHER • A 6~(~ y L •i•-mono-•i•!•!•!•!• 44WwW9!•!•!0 !•!•!•-WIM-• APA 1/94 VALLEY-SIERRA, 800-362-3369 EX 03IT A LEGAL DESCRIPTION OF THE PROPERTY ALL THAT CERTAIN real property situate in the City of Tiburon, County of Marin, State of California, described below as follows: PARCEL ONZ : Parcel One, as shown upon that certain Parcel Map entitled "Parcel Lands of the-Town of Tiburon.3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Karin County, California", filed for record December 11, Book 26 of Parcel Maps, at Page 43, Marin County Records. PARCEL TWO: A non-exclusive easement for access, utility, drainage purposes over that certain area desiated as "E ' , that certain Parcel:Ma►p entitled, "Parcel MaP of the Landseof t Tiburon 3382 O.R. 497, Parcel Two.16 P. he California", filed for record December 11,319971inrBook M26io at Page 43, Marin County Records. o PARCEL THRi : Map, 1997 in and parking a8 shown upon Town of County, f Parcel Maps, A non-exclusive easement for access, utility and storm drainage purposes over that certain area designated as "Easement I", as shown upon that certain Parcel Map entitled, 'Parcel Map, Lands of the Town of Tiburon 3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Marin County, California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Pa e 43, Marin County Records. g EXHIBIT B FORM OF AGENCY GRANT DEED 102\04\109685.6 FORM OF AGENCY GRANT DEED RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Tiburon Redevelopment Agency 1505 Tiburon Boulevard Tiburon, California 94920 Attention: Executive Director No fee for recording pursuant to Government Code Section 27383 GRANT DEED For valuable consideration, the receipt of which is hereby acknowledged, THE TIBURON REDEVELOPMENT AGENCY, a public body, corporate and politic, of the State of California ("Grantor"), acting to carry out redevelopment purposes pursuant to the Community Redevelopment Law of the State of California, hereby grants to NED'S WAY GARDEN HOMES LLC, a California limited liability company ("Grantee"), the real property (the Property) described in Exhibit A attached hereto and incorporated in this Grant Deed by this reference. 1. The Property is conveyed subject to the Disposition and Development (the "Agreement") by and between Grantor and Grantee, executed as of June 17, 1998. 2. The Grantee hereby covenants and agrees, for itself and its successors and assigns, that the Grantee and such successors and assigns shall promptly begin and diligently prosecute to completion the redevelopment of the Property through the construction of the improvements required to be constructed pursuant to the Agreement (the "Improvements"), and that such construction shall be commenced and completed within the times provided in the Agreement. Promptly after completion of the Improvements on the Property in accordance with the provisions of the Agreement, the Grantor will furnish the Grantee with an appropriate instrument so certifying (a "Certificate of Completion"). Such Certificate of Completion by the Grantor shall be a conclusive determination of satisfaction and termination of the agreements and covenants in the Agreement and in this Grant Deed with respect to the obligations of the Grantee and its successors and assigns to construct the Improvements and the dates for the beginning and completion of such construction. 1021041112187.1 3. The Grantee hereby covenants and agrees, for itself and its successors and assigns, that during construction and thereafter, the Grantee shall devote the Property only to the uses specified in the Agreement. 4. The Grantee hereby covenants and agrees, for itself and its successors and assigns, that during construction and thereafter, the Grantee shall operate and maintain the Property and Improvements thereon in compliance with all requirements for operation and maintenance set forth in the Agreement. 5. The Grantee covenants and agrees, for itself and its successors and assigns, that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Property, nor shall the Grantee itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the Property and the Improvements thereon. All deeds, leases or contracts made relative to the Property and the Improvements thereon or any part thereof, shall contain or be subject to substantially the following non-discrimination clauses: (a) In deeds: "The grantee herein covenants by and for itself, its heirs, executors, administrators, and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee or any person claiming under or through the grantee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land." (b) In leases: "The lessee herein covenants by and for itself, its heirs, executors, administrators and assigns, and all persons claiming under or through the Grantee, and this lease is made and accepted upon and subject to the following conditions: "That there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry, or disability in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the land herein leased, nor shall the lessee, or any person claiming under or through the lessee, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants or vendees in the land herein leased." 102\04\112187.1 2 (c) In contracts: "There shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land, nor shall the transferee, or any person claiming under or through the transferee, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants or vendees in the land." 6. The Grantee represents and agrees that the Property will be used for the purposes of timely redevelopment as set forth in the Agreement and not for speculation in landholding. The Grantee further recognizes that in view of the following factors, the qualifications of the Grantee are of particular concern to the community and the Grantor: a. The importance of the redevelopment of the Property to the general welfare of the community; and b. The land acquisition assistance and other public aids that have been made available by law and by the government for the purpose of making such redevelopment possible; and c. The reliance by the Grantor upon the unique qualifications and ability of the Grantee to serve as the catalyst for development of the Property; and d. The fact that a change in ownership or control of the owner of the Property, or of a substantial part thereof, or any other act or transaction involving or resulting in a significant change in ownership or with respect to the identity of the parties in control of the Grantee or the degree thereof is for practical purposes a transfer or disposition of the Property; and e. The fact that the Property is not to be acquired or used for speculation, but only for development in accordance with the Agreement; and f The importance to the Grantor and the community of the standards of use and maintenance of the Property. The Grantee further recognizes that it is because of such qualifications and identity that the Grantor has entered into the Agreement and has conveyed the Property to the Grantee. For the reasons stated above, the Grantee covenants, for itself and its successors and assigns, that there shall be no sale, transfer, assignment, conveyance, lease, pledge or encumbrance of the Agreement, or the Property and the Improvements thereon or any part thereof, or of other ownership interest in the Grantee in violation of the Agreement. 1OZ04\1 92187.1 3 No voluntary or involuntary successor in interest of the Grantee shall acquire any rights or powers under this Grant Deed or the Agreement except as expressly set forth in this Grant Deed or the Agreement. 7. The covenants contained in Sections 2, 3, 4, and 6 regarding construction, use, operation and maintenance, and transfers of interests, shall remain in effect for the Term of the Agreement (as defined in the Agreement). The covenants contained in Section 5 regarding non- discrimination shall remain in effect in perpetuity. 8. No violation or breach of the covenants, conditions, restrictions, provisions or limitations contained in this Grant Deed shall defeat or render invalid or in any way impair the lien or charge of any mortgage, deed of trust or other financing or security instrument permitted by the Agreement or otherwise approved by the Agency; provided, however, that any successor of Grantee to the Property shall be bound by such covenants, conditions, restrictions, limitations and provisions, whether such successor's title was acquired by foreclosure, deed in lieu of foreclosure, trustee's sale or otherwise. 9. The covenants contained in Sections 2, 3, 4, 5 and 6 of this Grant Deed shall, without regard to technical classification or designation, legal or otherwise specifically provided in this Grant Deed, be, to the fullest extent permitted by law and equity, binding for the benefit and in favor of and enforceable by the Grantor, its successors and assigns, the Town of Tiburon and any successor in interest to the Property or any part thereof, and such covenants shall run in favor of the Grantor and such aforementioned parties for the entire period during which such covenants shall be in force and effect, without regard to whether the Grantor is or remains an owner of any land or interest therein to which such covenants relate. In the event of any breach of any of such covenants, the Grantor and such aforementioned parties shall have the right to exercise all of the rights and remedies, and to maintain any actions at law or suits in equity or other property proceedings to enforce the curing of such breach. The covenants contained in this Grant Deed shall be for the benefit of and shall be enforceable only by the Grantor, its successors and such aforementioned parties. 10. Subject to and in accordance with the procedures and provisions of Section 10.5 of the Agreement, the Grantor shall have the right, at its option, to reenter and take possession of the Property hereby conveyed, or such portion thereof, with all Improvements thereon, and revest in the Grantor the estate conveyed to the Grantee, if the Agreement is terminated pursuant to Section 10.4 of the Agreement prior to recordation of a Certificate of Completion. The Grantor shall have the right to institute such actions or proceedings as it may deem desirable for effectuating the purposes of this Section, including also the right to execute and record or file with the Recorder of the County of Marin a written declaration of the termination of all rights and title of the Grantee, and its successors in interest and assigns, in the Property, and the revesting of title thereto in the Grantor. Any delay by the Grantor in instituting or prosecuting any such actions or proceedings or otherwise asserting its rights under this Section shall not operate as a waiver of such rights or to deprive it of or limit such rights in any way (it being the intent of this provision that Grantor should not be constrained so as to avoid the risk of being deprived of or limited to the exercise of the remedy provided in this Section because of 102\04\112187.1 4 concepts of waiver, laches, or others), nor shall any waiver in fact made by the Grantor with respect to any specific default by the Grantee, its successors and assigns, be considered or treated as a waiver of the rights of the Grantor with respect to any other defaults by the Grantee, its successors and assigns, or with respect to the particular default except to the extent specifically waived. 11. Only the Grantor, its successors and assigns, and the Grantee and the successors and assigns of the Grantee in and to all or any part of the fee title to the Property shall have the rights to consent and agree to changes or to eliminate in whole or in part any of the covenants contained in this Grant Deed or to subject the Property to additional covenants, easements, or other restrictions. For purposes of this Section, successors and assigns of the Grantee shall be defined to include only those parties who hold all or any part of the Property in fee title, and not to include a tenant, lessee, easement holder, licensee, mortgagee, trustee, beneficiary under deed of trust, or any other person or entity having an interest less than a fee in the Property. In the event there is a conflict between the provisions of this Grant Deed and the Agreement, it is the intent of the parties hereto and their successors in interest that the Agreement shall control. 12. This Grant Deed may be executed and recorded in two or more counterparts, each of which shall be considered for all purposes a fully binding agreement between the parties. 102104\112'187.1 5 IN WITNESS WHEREOF, the parties hereto have executed this Grant Deed in triplicate as of this , 19 . GRANTEE: NED'S WAY GARDEN HOMES LLC By: Its: By: Its: GRANTOR: TIBURON REDEVELOPMENT AGENCY, a public body, corporate And politic By: Its: Executive Director 102\041112187.1 6 EXHIBIT A LEGAL DESCRIPTION OF THE PROPERTY ALL THAT CERTAIN real property situate in the City of Tiburon, County of Marin, State of California, described below as follows: PARCEL ONZ: Parcel One, as shown upon that certain Parcel Map entitled "Parcel Ma, Lands of the-Town of Tiburon.3382 O.R. 497, p Tiburon, Marin County, California", filed for Parcel Two 16 P.M. 37, Book 26 of Parcel Maps, at Page 43, Marin County eCRecordser 11, 1997 is PARCEL TWO: A non-exclusive easement for access, utilit purposes over that certain area deli Y' storm drainage and parking that certain Parcel=Map entitled, "Parcel MaP f e, Landseoof H , as shown upon Tiburon 3382 O.R. 497, Parcel Tiro 16 p. the Town of California", filed for record December 11, 319971inrBookM26 o County at Page 43, Marin County Records. 6 of Parcel Maps, PARCEL THRRE: A non-exclusive easement for access, utility and storm drainage Purposes over that certain area designated as "Easement I'll Parcel Map entitled, Parcel Ma as shown upon that 33 2 O.R. 497, Parcel Tiro 16 P.M. 37, Tiburon,3aMarinhCounty of Tiburon " filed for record December 11, 1997 in Book 26 of Parcel Maps,catiPageiOr Marin County Records. g EXHIBIT C FORM OF RESALE RESTRICTION 1021041109685.6 Recording Requested by: Marin Housing Authority When Recorded Return to: Marin Housing Authority P.O. Box 4282 San Rafael, CA 94913-4282 Attn: BMR Program RESALE RESTRICTION AGREEMENT AND OPTION TO PURCHASE Owner (s) Property Address: Name of Development: Local Jurisdiction: Purchase Price: Date of Purchase: RECITALS This Resale Restriction Agreement and Option to Purchase ("Agreement") is entered into as of the day of , 19_, by and between the Housing Authority of the County of Marin (the "Authority") and ("Owner") regarding certain improved real property located at , California (the "Premises"). A. The Premises are described more fully on Exhibit A attached hereto and incorporated herein by reference and are subject to the terms and conditions set forth in this Agreement. B. The Premises are being made available for purchase by an eligible moderate-income purchaser at a below-market purchase price pursuant to the Below Market Rate Home Ownership Program ("Program") administered by the Authority on behalf of the above- named Local Jurisdiction ("City"). Rev. 1/94 C. Owner is an eligible moderate-income purchaser under the Program (defined below), intends to live in the Premises as an owner-occupant and agrees to maintain the Premises as Owner's principal residence. D. In order to maintain and preserve the Premises as housing affordable to eligible moderate-income purchasers, it is necessary to restrict the use and resale price of the Premises by the occupancy and resale controls. Such.controls prevent initial and subsequent purchasers from using the property for purposes incompatible with the Program and realizing unwarranted gains from sales of the Premises at unrestricted prices. The terms and conditions of this Agreement provide the necessary occupancy and resale controls to ensure that the Premises are used, maintained and preserved as housing affordable to eligible moderate-income' purchasers. E. The Premises subject to occupancy and resale controls constitute a valuable community resource by providing decent, safe and sanitary housing to moderate-income purchasers who otherwise would be unable to afford such housing. To protect and preserve this resource it is necessary, proper and in the public interest for the Authority to administer the occupancy and resale controls by means of this Agreement. NOW, THEREFORE, IN CONSIDERATION OF THE SUBSTANTIAL ECONOMIC BENEFITS INURING TO OWNER AND THE PUBLIC PURPOSES TO BE ACHIEVED UNDER THE PROGRAM, OWNER HEREBY GRANTS TO THE AUTHORITY THIS OPTION ON THE FOLLOWING TERMS AND CONDITIONS. 1. Program Conditions. Owner agrees and acknowledges that the Authority's acceptance of Owner's participation in the Program and purchase of the Premises is conditioned upon Owner's continuing occupancy of the Premises. Owner shall use and maintain the Premises as Owner's principal residence. Without limiting the generality of the foregoing, any absence from the Premises by Owner for a period of sixty or more consecutive days shall be deemed an abandonment of the Premises as the principal residence of Owner, in violation of the conditions of this paragraph. Upon request of the Authority, Owner shall certify owner's continuing compliance with Program conditions and provide such documents and other evidence as may be requested to verify Owner's compliance. 2. Grant of Option to Purchase. Owner hereby grants and gives to the Authority a right to purchase all of owner's right, title and interest in and to the Premises upon the occurrence of events specified in this Agreement ("Option"), subject to the terms and conditions contained herein. Rev. 1/94 2 3. Assignment of the Option. The Authority may assign the Option to another government entity or to a moderate-income purchaser who meets the eligibility qualifications established by the Authority under the Program. The Authority's assignment of the Option shall not extend any time limits contained herein with respect to the exercise period of the Option or the period within which the Premises must be purchased. As used in this Agreement, the term "Authority" shall mean the Authority and any assignee to which it has assigned the Option under this paragraph. 4. Events Giving Rise to Right to Exercise Option. The Authority shall have the right to exercise its Option upon the occurrence of any of the following events (an "Option Event"): a. Receipt of a Notice of Intent to Transfer (defined in paragraph 5 below); b. Any actual, attempted or pending sale, conveyance, transfer, lease or other attempted disposition of the Premises or of any estate or interest therein, except as provided in paragraph 15 below; c. Any actual, attempted or pending encumbrance of the Premises, including without limitation by way of mortgage or deed of trust, or by judgment, mechanics, tax or other lien, except as provided in paragraph 16 below; d. Recordation of a notice of default and/or notice of sale pursuant to California Civil Code section 2924 (or successor provisions) under any deed of trust or mortgage with a power of sale encumbering the Premises; e. Commencement of a judicial foreclosure proceeding regarding the Premises; f. Execution by Owner of any deed in lieu of foreclosure transferring ownership of the Premises; and g. Commencement of a proceeding or action in bankruptcy, whether voluntary or involuntary, pursuant to Title 11 of the United States Code or other bankruptcy statute, or any other insolvency, reorganization, arrangement, assignment for the benefit of creditors, receivership or trusteeship, concerning the Owner. Rev. 1/94 3 h. Any violation by Owner of the conditions set forth in paragraph 'I above. 5. Method of Exercising the Option. a. Notice of Intent to Transfer. If Owner desires to sell, convey, transfer, lease, encumber or otherwise dispose of the Premises or of any estate or interest therein, Owner shall notify Authority in writing to that effect (the "Notice of Intent to Transfer"). The Notice of Intent to Transfer shall also state the street address of the Premises, Owner's full name or names, the address and telephone number at which Owner shall be contacted if not at the Premises, and shall be delivered personally or deposited in the United States mail, postage prepaid, first class, certified-return receipt requested, addressed to the Housing Authority of the County of Marin, P.O. Box 4282, San Rafael, CA 94913, Attention: Executive Director. The Notice of Intent to Transfer shall be in substantially the form attached hereto and incorporated herein as Exhibit B. b. Notice of Exercise. Upon the occurrence of any Option Event, the Authority may exercise its Option by delivering notice to Owner that it will exercise such Option pursuant to the terms of this Agreement ("Notice of Exercise"). The Notice of Exercise may be in the form attached hereto and incorporated herein as Exhibit C, or in such other form as the Authority may from time to time adopt. The Notice of Exercise shall be delivered by deposit in the United States mail, postage prepaid, first class, addressed to Owner at the Premises, or at such other address as may be indicated on the Notice of Intent to Transfer, and delivery shall be deemed effective on the date of deposit. If the Option Event relates to the potential foreclosure of a mortgage under paragraphs 4d, a or f, then the Authority shall also deliver the Notice of Exercise to the mortgagee or beneficiary under such mortgage, at such mortgagee's or beneficiary's address of record in the Office of the Recorder of the County of Marin. c. Notice of Consent to Transfer. If the Authority does not exercise the option, it may give its consent to the occurrence of the Option Event ("Consent to Transfer"), which consent shall be conditioned upon the proposed transferee's or encumbrancer's assumption of Owner's duties and obligations under this Agreement in writing, or execution of an agreement substantially similar to this Agreement, within thirty (30) days after the Consent to Transfer has been delivered to Owner. If the proposed transferee or encumbrancer fails to assume this Agreement or execute and deliver a substantially similar agreement to the Authority within the thirty (30) day period, then the Consent to Transfer shall expire and the Authority may exercise the Option as if no Consent to Transfer had been Rev. 1/94 4 delivered. d. Time Period for Notice. The Authority must deliver a Consent to Transfer, if applicable, not later than sixty (60) days after the date that it receives notification of an option Event. The Authority must deliver a Notice of Exercise, if applicable, on such date which is the later to occur of the following dates: (1) sixty (60) days after the date that the .Authority receives notification of an Option Event or (2) fifteen (15) days after a Consent to Transfer has expired. For purposes of computing commencement of the delivery periods, the Authority shall be deemed to have notification of an Option Event on the date that it actually receives a written Notice of Intent to Transfer, notice of default, summons and complaint or other .pleading, or other writing specifically stating that an Option Event has occurred. The Authority shall have no obligation to deliver a Notice of Exercise or Consent to Transfer, and the applicable time period for exercise of the Option shall not commence to run, unless and until it has received notification of an Option Event in the manner specified in this subparagraph. If there is a stay or injunction imposed by court order precluding the Authority from delivering its Consent to Transfer or exercising the Option within the applicable time period, then the running of such period shall cease until such time as the stay is lifted or injunction dissolved and the Authority has been given written notice thereof, at which time the period for delivery of a Consent to Transfer or exercise of the Option shall again begin to run. e. Notice of Abandonment. If the Authority fails to deliver a Notice of Exercise or Consent to Transfer within the above-stated time periods, then the Option shall terminate and have no further force and effect. Thereafter, upon request by Owner, the Authority shall cause to be filed for recordation in the Office of the Recorder of the County of Marin a notice of abandonment, which shall declare that the provisions of the Option are no longer applicable to the Premises. If the Authority fails to record a notice of abandonment, the sole remedy of Owner shall be to obtain a judicial order instructing such a recordation, and Owner shall have no right to damages against the Authority for failure to record such notice promptly. 6. Right to Reinstatement. If the Option Event is the recordation of a notice of default, then the Authority shall be deemed to be Owner's successor in interest under California Civil Code section 2924c (or successor sections) solely for purposes of reinstatement of any mortgage on the Premises that has led to the recordation of the notice of default. As Owner's deemed successor in interest, the Authority shall be entitled to pay all amounts of principal, interest, taxes, assessments, insurance premiums, advances, Rev. 1/94 5 costs, attorneys' fees and expenses required to cure the default. If the Authority exercises the option, then any and all amounts paid by the Authority pursuant to this paragraph shall be treated as Adjustments to the Resale Price for the Premises, as defined in paragraph 11, below. 7. Inspection of Premises. After delivering a Notice of Exercise, the Authority shall be entitled to inspect the Premises one or more times prior to the close of escrow to determine the amount of any Adjustments to the Resale Price. Before inspecting the Premises, the Authority shall give Owner not less than forty-eight (48) hours written notice of the date, time and expected duration of the inspection. The inspection shall be conducted between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, excluding court holidays, unless another date and time is mutually agreed to by the parties. Owner shall make the Premises available for inspection on the date and at the time specified in the Authority's request for inspection. 8. Escrow. Promptly after delivering a Notice of Exercise, the Authority shall open an escrow account for its purchase of the Premises. Close of escrow shall take place on such date which is the later to occur of the following: (a) sixty (60) days after a Notice of Exercise has been delivered, or (b) ten (10) days after Owner has done all acts and executed all documents required for close of escrow. Prior to the close of escrow, the Authority shall deposit the Resale Price as defined in paragraph 10 below, plus or minus any Adjustments as defined in paragraph 11 below. Closing costs and title insurance shall be paid pursuant to the custom and practice in the County of Marin at the time of the opening of escrow, or as may be provided otherwise by mutual agreement. Owner agrees to do all acts and execute all documents necessary to enable the close of escrow and transfer of the Premises to the Authority. 9. Proceeds of Escrows Removal of Exceptions to Title. Prior to close of escrow, Owner shall cause the removal of all exceptions to title to the Premises that were recorded after the date of this Agreement. All amounts deposited into escrow by the Authority shall be applied first to the payment of any and all liens and encumbrances recorded against the Premises, and thereafter to the payment of escrow fees and closing costs. Any amounts remaining after the amounts deposited into escrow by the Authority have been so applied shall be paid to Owner upon the close of escrow. If the amounts deposited into escrow by the Authority are insufficient to satisfy all liens and encumbrances recorded against the Premises, then Owner shall deposit into Rev. 1/94 6 escrow such additional sums as may be required to remove said liens and encumbrances. In the event that the Authority agrees to proceed with close of escrow prior to the date that Owner has caused all exceptions to title recorded after the date of this Option to be removed, then Owner shall indemnify Authority from any and all costs, expenses or liabilities (including attorneys, fees) incurred or suffered by Authority that relate to such exceptions and their removal as exceptions to title to the Premises. 10. Resale Price. Prior to adjustment pursuant to paragraph 11, the resale price of the Premises shall be the lowest of ("Resale Price") a. Median Income. The original price paid by Owner for acquisition of the Premises pursuant to the Program ("Base Price") increased (but not decreased) by an amount, if any, equal to the Base Price multiplied by the percentage increase in the median household income for the San Francisco Primary Metropolitan Statistical Area (PMSA)--San Francisco, San Mateo and Marin Counties--published by the Department of Housing and Urban Development, Office of Economic Affairs, Economic and Market Analysis Division ("Median income") between the date of this Agreement and the date that the Authority receives notification of an Option Event. b. Index Price.- The Base Price increased (but not decreased) by an amount, if any, equal to the Base Price multiplied by the percentage increase in the Consumer Price Index for All Urban Consumers for the San Francisco Bay Area published by the U.S. Department of Labor, Bureau of Labor Statistics ("Index") between the date of this Agreement and the date that the Authority receives notification of an Option Event. c. Fair Market Value. The fair market value of the Premises as determined by an appraiser selected and paid for by Owner and approved in writing by the Authority. d. Resale Price Worksheet. To compute the Resale Price, the Authority may use the Resale Price Worksheet attached as Exhibit D hereto, or such other form as the Authority may from time to time adopt. 11. Adjustments to Resale Price. The Resale Price shall be adjusted by the following ("Adjustments"): a. Capital Improvements. An increase for capital improvements made to the Premises by Owner provided that the amount of said improvements had been previously accepted in Rev. 1/94 7 writing by the Authority after original written documentation of the cost was provided to the Authority for verification. The amount of the Adjustment shall equal the original cost of any capital improvements depreciated in a straight-line basis based upon the estimated useful life of the improvement stated in the Authority's prior written acceptance of said improvement. b. Damages. A decrease by the amount necessary to repair damages to the Premises, if any, and to place the Premises into saleable condition as reasonably determined by the Authority, including amounts attributed to cleaning, painting, replacing worn carpeting and draperies, making necessary structural, mechanical, electrical and plumbing repairs and repairing or replacing built-in appliances and fixtures. C. Advances by Authority. A decrease in an amount equal to the sum of all costs advanced by the Authority for the payment bf mortgages, taxes, assessments, insurance premiums, homeowner's fees and/or associated late fees, costs, interest, attorneys' fees, pest inspections, resale inspections and other expenses related to the Premises, which Owner has failed to pay or has permitted to become delinquent. 12. Priority and Effectiveness of the Option. . a., Recordation. This Agreement shall be filed for recordation in the Office of the Recorder of the County of Marin prior to any sale, conveyance, transfer or other disposition of the Premises, or of any estate or interest therein, by Owner. The Option shall have priority over any subsequent sale, conveyance, transfer, lease or other disposition or encumbrance of the Premises, or of any estate or interest therein. Except as otherwise provided in paragraph 13a, the exercise of the Option by the Authority at any time and from time to time shall not extinguish the Option or cause a merger of the Option into any estate or other interest in the Premises, and the Option shall continue to exist and be effective with respect to the Premises against any subsequent owner in accordance with the terms and conditions hereof. b. Request for Notice of Default. The Authority shall file a Request for Notice of Default for recordation in the Office of the Recorder of the County of Marin promptly upon execution of this Agreement (see Exhibit E). 13. Survival of Option Upon Transfer. a. In General. The Authority's rights to exercise the Option shall survive any transfer of the Premises by Owner. The Option may be exercised against the Premises whether owned, possessed or occupied by (i) an eligible moderate-income purchaser, (ii) any successor, transferee, assignee, heir, Rev. 1/94 8 executor, or administrator of an eligible moderate-income purchaser, including a debtor-in-possession, debtor or trustee pursuant to Title 11 of the United States Code, or (iii) any person owning, possessing or occupying the Premises who does not meet the eligibility qualifications established by the Authority under the Program (collectively all referred to and defined herein as "owner"). Notwithstanding the foregoing, the Option shall not survive (i) the sale and transfer of the Premises to a third party purchaser pursuant to a judicial or non-judicial foreclosure or a deed-in-lieu of foreclosure under a power of sale contained in a mortgage or deed of trust recorded against the Premises in the Office of the Recorder of the County of Marin on or prior to the date of recordation of this Agreement, provided that the Authority has received timely notice of such Option event and has failed to either reinstate said mortgage or deed of trust or exercise its Option, or (ii) the recording of Owner's conveyance of the Premises to the Authority, or its assignee, provided the conveyance is in accordance with the terms of this Agreement. b. HUD Insured Mortgages. If Owner has acquired the Premises by a mortgage insured by the Secretary of the United States Department of Housing and Urban Development, and a notice of default has been recorded pursuant to California Civil Code section 2924 (or successor provisions), this Option shall automatically terminate if title to the Premises is transferred by foreclosure or deed-in-lieu of foreclosure, or if the insured mortgage is assigned to the Secretary. 14. Voidable Transfers. As long as the Option has not been abandoned pursuant to paragraph 5e, any actual or attempted sale, conveyance, transfer or other disposition of the Premises, or of any estate or interest therein, in violation of the terms and conditions of this Option, shall be voidable at the election of the Authority. 15. Permitted Transfers. The following transfers of title to the Premises, or of any estate or interest therein ("Permitted Transfers"), will not authorize the exercise of this Option: a good-faith transfer by gift, devise or inheritance to Owner's spouse or issue; a taking of title by a surviving joint tenant; a court-ordered transfer of title to a spouse as part of a divorce or dissolution proceeding; or an acquisition of title, or of any interest therein, in conjunction with marriage. Notwithstanding any Permitted Transfer, the Option-shall remain effective with respect to the Premises. 16. Permitted Encumbrances. This Option shall not become exercisable as the result of Rev. 1/94 9 Owner's encumbering the Premises for the purpose of securing financing to purchase the Premises pursuant to the Program, or to refinance existing indebtedness incurred to purchase the Premises pursuant to the Program, in an amount not to exceed the outstanding principal amount of such existing indebtedness. 17. Obligations of Owner After Option Abandonment. If the Authority records a notice of abandonment of the Option, then the Premises may be sold by Owner to a third party without restriction as to price. Upon such sale, Owner shall pay to Authority an amount equal to eighty-five percent (85%) of the difference between (a) the actual sales price net of reasonable and customary real estate commissions paid (such commissions not to exceed six percent (6%) of the actual sales price), and (b) the Resale Price plus Adjustments. This amount shall be paid to the Authority upon close of escrow on the sale of the Premises, or upon execution of a contract of sale, whichever shall first occur. Owner shall not receive any proceeds from the sale unless and until the Authority has been paid in full the amount determined pursuant to this paragraph. 18. Limits on Liability. In no event shall the Authority become.liable or obligated in any manner to Owner by reason of the assignment of the Option, nor shall the Authority be in any way liable or obligated to Owner for any failure of the Authority's assignee to consummate a purchase of the Premises or to comply with the terms of this Option, or any escrow instructions or agreement for the purchase of the Premises. 19. Insurance Proceeds and Condemnation Award. In the event the Premises are destroyed and insurance proceeds are distributed to Owner instead of being used to rebuild the premises, or in the event of condemnation, if the proceeds thereof are distributed to Owner, any surplus of proceeds remaining after payment of the encumbrances of the premises shall be distributed as follows: that portion of the surplus up to, but not to exceed the net amount that Owner would have received pursuant to paragraph 9 had the Authority exercised its Option on the date of the destruction or condemnation valuation date shall be distributed to Owner, and the balance of such surplus, if any, shall be distributed to the Authority. 20. Term of Option. The restrictions contained herein shall continue for a period of thirty (30) years from the date that this Agreement is filed for record in the Office of the Recorder of the County of Marin. Rev. 1/94 10 21. Notices'. Except as otherwise specified in this Agreement, all notices required to be sent pursuant to this Agreement shall be made by personal delivery or by deposit in the United States mail, first class postage prepaid, and shall be deemed to have been delivered and received on the date of personal delivery or five (5) days after deposit in the mail, if sent to the following addresses: AUTHORITY: OWNER: Housing Authority of the County of Marin Post Office Box 4282 San Rafael, California 94913 Attn: Executive Director and BMR Program at the address of the Premises The addresses above may be changed by notice given pursuant to this section. 22. Attorneys' fees. If either party is required to initiate legal proceedings to enforce its rights under this Agreement, the prevailing party in such action shall be entitled to an award of reasonable attorneys' fees and costs in addition to any other recovery under this Agreement. 23. Specific Performance. Owner acknowledges that any breach in Owner's performance of Owner's obligations under this Agreement or in the transfer of the Premises to the Authority shall cause irreparable harm to the Authority. Owner agrees that the Authority is entitled to equitable relief in the form of specific performance upon its exercise of the Option, and that an award of damages shall not be adequate to compensate the Authority for Owner's failure to perform according to the terms of this Agreement. IN WITNESS WHEREOF, the undersigned have caused this Agreement to be executed this day of , 19-. OWNER(S): Rev. 1/94 11 STATE OF CALIFORNIA ) COUNTY OF MARIN ) .s• On before me, personally appeared personally known to me OR _ proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Signature of Notary Rev. 1/94 12 CERTIFICATE OF ACCEPTANCE (Pursuant to Government Code 527281) This is to certify that the interest in real property conveyed by the Resale Restriction Agreement and Option to Purchase dated from to the Housing Authority of the County of Marin, a political corporation and/or governmental agency, is hereby accepted by the undersigned officer or agent on behalf of the Housing Authority of the County of Marin pursuant to authority conferred by resolution #10-81, dated 5/19/81; and the grantee consents to recordation thereof by its duly authorized officer. Dated: by JANET MILLER SCHODER, Executive Director Housing Authority of the County of Marin Rev. 1/94 13 EXHIBIT A Legal Description ATTENTION: TO BE INSERTED PRIOR TO CLOSING Exhibit A, page 1 of 1 EXHIBIT D PRELM NARY TITLE REPORT 1021041109685.6 01/02/1994 21:34 415435243E TOWN OF TIBURON PAGE 02 700 Irwin Street 591 Redwood Ste. 2100 San Rafael, CA 94901 511 Sir Francis Crake Blvd. San 4 f ael 0323 Mill Valley, CA 94941 Greenbrae, CA 94904 FAX (415) 4S4 7301 (413) 383•8410 (415) 481-7474 FAX (415) 388.5233 FAX (415) 925-0470 CALIFORNIA LAND TITLE COMPANY OF MARIN PRELIMINARY REPORT PROPERTY REFERENCE: Our No.: Parcel one 26 P.M. 43 Office: Tiburon, CA 94920 Reply To: Your No: Buyer: Date: 217627 -SD San Rafael Sandy Darrington BURMAx June 3, 1998 In response to the above referenced application for a policy of title insurance. CALIFORNIA LAND TITLE COMPANY OF MARIN hereby reports that it is prepared to Issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein, hereinafter set forth, insuring against loss which may be sustained by reason of defect, lien or encumbrance not shown or referred to as an Exception in Schedule 8 or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in the attached. Copies of the Policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions attached to this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title Insurance policy and should be carefully considered. It Is Important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (end any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title -insurance, a Binder or Commitment should be requested. The form of Policy, of Title Insurance contemplated by this report is: California Land Title Association Standard Coverage Policy 1990 OR ALTA Residential Title insurance Policy (6.1-87); and/or American Land Title Association Loan Policy (10-17-92) with ALTA Endorsement - Form 1 Coverage Dated as of: May 27, 1998 At: 7;30 a.m. be /mp / Q~- Title Offs Affld rmr "M CNICA o rma txsua wcs cbmr, .,w &-4 coumom%z4L rm LAt o rrrz x rxsv&ALwr compANv 01/02/1994 21:34 415435243E TOWN OF TIBURON PAGE 03 Order No, 217627 _SD SCHEDULE A The estate or Interest In the land hereinafter described or referred to covered by this report is: A FEE as to Parcel One, AN EASEMENT more fully described below as to Parcels Two and Three 2. Title to said estate or interest at the date hereof is vested In: Tiburon-Redevelopment Agency as to Parcel One and City of Tiburon, a municipal corporation as to Parcels Two and Three 3. The land referred to In this report Is situate in the City of Tiburon, County of Marin, State of California, and Is described as follows: SEE ATTACHED 01/02/1994 21:34 415435243E TOWN OF TIBURON Pact U4 Order No. 217627 -SD DESCRIPTION All that certain real property situate in the City of Tiburon,. County of Marin, State of California, and is described as follows: PARCEL ONE: Parcel One, as shown upon that eertain Parcel Map entitled "Parcel Map, Lands of the Town of Tiburon.3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Karin County, California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Marin County Records. PARCEL TWO: A non-exclusive easement for access, utility, storm drainage and parkin purposes over that certain area designated as "Easement H", as shown upon that certain Parcel=Map entitled, "Parcel Map, Lands of the Town of Tiburon 3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Marin Count California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Marin County Records. PARCEL THREE: A non-exclusive easement for access, utility and storm drainage purposes over that certain area designated as "Easement I", as shown upon that certain Parcel Map entitled, "Parcel Map, Lands of the Town of Tiburon 3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Marin County, California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Maria County Records. 01/02/1994 21:34 415435243E Order No. 217627 -SD SCHEDULES At the date hereof, exceptions to coverage In addition to the printed Exceptions and would be as follows: Exclusions In said policy form 1• The herein described property is not presently assessed to the fact that the vestee herein is an exempt body; however due said property is conveyed to a taxable entit , if assessed taxes for the remainder of said fiscalsaid property may be year 2. The lien of supplemental taxes, if any, assessed ursua provisions of Chapter 3.5 (commencing with Section 75 nt th the Revenue and Taxation Code, of the State of California of t he 3. Special Tax foi Community Facilities District No. 1993_1 Original Amount: $98.00 maximum per parcel Type of Improvements: Old St. Hilarys open Spaceper year Notice of Special Tax Lien Recorded: July 6, 1993, as Instrument No. 93 53103, Marin County Records Said Assessment is collected with County taxes. 4. Special Tax for Community Facilities District No. 1995-1 Original Amount: $66.00 maximum per pa Type of Improvement: Belvedere-Tiburon Librarl Agency Notice of Special Tax Lien y 9 Recorded: February 21, 1996, as.Instrument No. 96008243, Marin County Records 5• An easement for the purpose shown below and ri hts incidental thereto as set forth in a document 9 Incidental Recorded: December 29, 1950, in Book 673 of Official Records at Page 200, Marin County Records. For: Constructing, laying, operating, maintaining and repairing a sewer 9• ~ntaining sight to connect into andeuseeanincluding the located therein any sewer system Affects: Exact width and location not disclosed CONTINUED sed TOWN OF TIBURON PAGE 05 01/02/1994 21:34 4154352436 TOWN OF TIBURON PAGE 06 Order No. 217627 -SD EXCEPTIONS (Continued) 6. An easement for the purpose shown below and rights incidental thereto as set forth in a document Recorded: July 27, 1961, in Book 1483 of Official Records at Page 158 and re-recorded December 20, 1961 in Book 1526 of Official Records at Page 327, Marin County Records. In Favor of: Sanitary District No. S of Marin County, a public corporation For: Acquiring, constructing, completing, reconstructing, repairing, maintaining and operating sanitary sewers Affects: Easterly 15 feet (designated "E" on the filed map referred to herein An easement for the purpose shown below and rights incidental thereto as set forth in a document Recorded: April 12, 1979, in Book 3529 of Official Records at Page 177, Marin County Records. In Favor of: Pacific Telephone and Telegraph Company For: As Stated Therein Affects: Easements designated "D", as shown upon the filed map herein. referred to 8• Effect, if any, of that certain Statement of Institution of Redevelopment Proceedings executed by the Town of Tiburon, recorded December 8, 1983 as Instrument No. 83061583, Marin County Records. 9. Terms and Conditions of that certain Redevelopment Plan for the Tiburon Redevelopment Project, Tiburon, California, executed by the Town of Tiburon, recorded December 27, 1983 as Instrument No. 83065111, Marin County Records. 10. Easement(s) for the purpose(s) shown below and rights incidental thereto as shown or as offered for dedication on the filed map referred to herein. For: Storm Drainage Affects: Easterly 15 feet, designated as "J" upon the filed map herein referred to END OF SCHEDULE B. HOTS N0. 1: There are no conveyances affecting said land, recorded within six (6) months of the date of this report. NOTE NO. 2: If an ALTA Residential Owner's Policy is requested in this transaction, the following exception will appear in Schedule B: Water rights, claims or title to water, whether or not shown by the public records. CONTINUED 171 / !7L/ t yy4 21:34 415435243E TOWN OF TIBURON PAGE 07 Order No. 217627 -SD EXCEPTIONS (Continued) NOTE NO. 3: The charge for a policy of title insurance, when issued through this title order, will be based on the basic (not short-term) title insurance rate. NOTE NO. 4: If a 1970 ALTA Owner's or Lender's or 1975 ALTA Leasehold owner's or Lenders policy form has been requested, the policy, when approved for issuance, will be-endorsed to add the following to the'Exclusions From Coverage contained therein: Loan Policy Exclusion: Any claim, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws, that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or, (ii) the subordintion of the interest of the insured mortgagee as a result *of the application of the. doctrine of equitable subordination; or (iii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. Owner's Policy Exclusion: Any claim, which arises out of the transaction vesting in the insured, the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. 01/02/1994 21:94 41543,52436 TOWN OF TIBURON PAGE 02 a r _ 700 Irwin Street 591 Redwood San Rafael, CA 94901 H"., Ste. 2100 511 Sir Francis Drake Blvd. Mill Valley, CA 94941 Greenbrae, CA 94904 (415) 4S4-9323 (413) 383-8410 FAX (415) 454-7301 FAX (415) 388-5233 (415) 461-7474 FAX (415) 9254470 CALIFORNIA LAND TITLE COMPANY OF MARIN PRELIMINARY REPORT PROPERTY REFERENCE: Our No.: Parcel One 26 P.M. 43 Office: Tiburon, CA 94920 Reply To: Your No: Buyer: Date: 217627 -SD San Rafael Sandy Darrington BURMAN June 3, 1998 In response to the above referenced application for a policy of title insurance. CALIFORNIA LAND TITLE COMPANY OF MARIN hereby reports that it is prepared to Issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein, hereinafter set forth, insuring against loss which may be sustained by reason of defect, lien or encumbrance not shown or referred to as an Exception in Schedule 8 or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in the attached. Copies of the Policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions attached to this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title Insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the y purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the Issuance of a policy of title -insurance, a Binder or Commitment should be requested. The form of Policy of Title Insurance contemplated by this report is: California Land Title Association Standard Coverage Policy 1990 OR ALTA Residential Title Insurance Policy (6-1-87); and/or American Land Title Association Loan Policy (10-17-92) with ALTA Endorsement - Form 1 Coverage Dated as of: May 27, 1998 At: 7;30 a.m. C )--M be /mp / Title Offs AVIUMM utA CNUGGO mzE INSV"VCF COMP W and COMMON E4LTHLwD TITLE I %SUJUwCF COMPANY 01/02/1994 21:34 4154352436 TOWN OF TIBURON PAGE 09 Order No, 217627 -SD SCHEDULE A 1• The estate or Interest In the land hereinafter described or referred to covered by this report is. A FEE as to Parcel One, AN EASEMENT more fully described below as to Parcels Two and Three 2. Title to said estate or Interest at the date hereof is vested in: Tiburon Redevelopment Agency as to Parcel One and City of Tiburon, a municipal corporation as to Parcels Two and Three 3. The land referred to In this report Is situate in the City of Tiburon, County of Marin, State of California, and Is described as follows: SEE ATTACHED 01/02/1994 21:34 415495243E TOWN OF TIBUP.ON PAGE 04 Order No. 217627 -SD DESCRIPTION All that certain real property situate in the City of Tiburon, County of Marin, State of California, and is described as follows: PARCEL ON$: Parcel One, as shown upon that certain Parcel Map entitled "Parcel Map, Lands of the Town of Tiburon.3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Xarin County, California's, filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Marin County Records. PARCEL TWO: A non-exclusive easement for access, utility, storm drainage and parking purposes over that certain area designated as "Easement H's, as shown upon that certain Parcel-Map entitled, "Parcel Map, Lands of the Town of Tiburon 3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Marin County, California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Marin County Records. PARCEL THRRE: A non-exclusive easement for access, utility and storm drainage purposes over that certain area designated as "Easement I", as shown upon that certain Parcel Map entitled, "Parcel Map, Lands of the Town of Tiburon 3382 O.R. 497, Parcel Two 16 P.M. 37, Tiburon, Marin County, California", filed for record December 11, 1997 in Book 26 of Parcel Maps, at Page 43, Maria County Records. 01/02/1994 21:34 Order No. 217621 -SD SCHEDULE B At the date hereof, exceptions to coverage in addition to the printed Exceptions and Excluslons In said policy form would be as follows: 1. The herein described property is not presently assessed taxes due to the fact that the vestee herein is an exempt body; however, if said property is conveyed to a taxable entity, said property may be assessed taxes for the remainder of said fiscal year 2. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the Revenue and Taxation Code, of the State of California. 3. Special Tax for Community Facilities District No. 1993-1 Original Amount: $98.00 maximum per parcel per year Type of Improvements: Old St. Hilarys open Space Notice of Special Tax Lien Recorded: July 6, 1993, as Instrument No. 93 53103, Marin County Records Said Assessment is collected with County taxes. 4. Special Tax for Community Facilities District No. 1995-1 Original Amount: $66.00 maximum per parcel per year Type of Improvement: Belvedere-Tiburon Library Agency Notice of Special Tax Lien Recorded: February 21, 1996, as Instrument No. 96008243, Marin County Records 5. An easement for the purpose shown below and rights incidental thereto as set forth in a document Recorded: December 29, 1950, in Book 673 of Official Records at Page 200, Marin County Records. For: Constructing, laying, operating, maintaining and repairing a sewer pipeline, including the right to connect into and use any sewer system located therein Affects: Exact width and location not disclosed CONTINUED 415435243E TOWN OF T I EUP.ON PAGE 05 01/02/1994 21:34 4154352496 TOWN OF TIBURON PAGE 06 Order No. 217627 -SD EXCEPTIONS (Continued) 6. An easement for the purpose shown below and rights incidental thereto as set forth in a document Recorded: July 27, 1961, in Book 1483 of Official Records at Page 158 and re-recorded December 20, 1961 in Book 1526 of Official Records at Page 327, Marin County Records. In Favor of: Sanitary District No. 5 of Marin County, a For: Public corporation Acquiring, constructing, completing, reconstructing, repairing, maintaining and operating sanitary sewers Affects: Easterly 15 feet (designated "E" on the filed map referred to herein An easement for the purpose shown below and rights incidental thereto as set-forth in a document Recorded: April 12, 1979, i 1771 n Book 3529 of Official Records at Page r County Records. Favor of: Pacific Telephone andFor: P Telegraph Company As Stated Therein Affects: Easements designated as shown upon the filed map herein referred to 8. Effect, if any, of that certain Statement of Institution of Redevelopment Proceedings executed by the Town of Tiburon, recorded December 8, 1983 as Instrument No. 83061583, Marin County Records. 9. Terms and Conditions of that certain Redevelopment Plan for the Tiburon Redevelopment Project, Tiburon, California, executed by the Town of Tiburon, recorded December 27, 1983 as Instrument No. 83065111, Marin County Records. 10. Easement(s) for the purpose(s) shown below and rights incidental thereto as shown or as offered for dedication on the filed map referred to herein. For: Storm Drainage Affects: Easterly 15 feet, designated as "J" upon the filed map herein referred to END OF SCHEDULE B NOTZ NO. 1: There are no conveyances affecting said land, recorded within six (6) months of the date of this report. NOTE NO. 2: If an ALTA Residential Owner's Policy is requested in this transaction, the following exception will appear in Schedule B: Water rights, claims or title to water, whether or not shown by the public records. CONTINUED 01/02/1994 21:34 4154952436 TOWN OF TIBURON PAGE 07 Order No. 217627 -SD EXCEPTIONS (Continued) NOTE NO. 3: The charge for a policy of title insurance, when issued through this title order, will be based on the basic (not short-term) title insurance rate. NOTE NO. 4: If a 1970 ALTA Owner's or Lender's or 1975 ALTA Leasehold owner's or Lender's policy form has been requested, the policy, when approved for issuance, will be endorsed to add the following to the Exclusions From Coverage contained therein: Loan Policy Exclusion: Any claim, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws, that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or (iii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. Owners Policy Exclusion: Any claim, which arises out of the transaction vesting in the insured, the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. 01/02/1994 21:34 41543524.32 TO~)N OF TIBURON PA-GE 09 NOTICE TO BUYERSISELLERSIBORROWERS ALL MONIESIFUNDS WHICH YOU ARE REQUIRED TO DEPOSIT IN CONJUNCTION WrTH AN ESCROW CLOSINCI MUST, BY CALIFORNIA LAW'' BE DEPOS(TED/HELDPRIORTO OISBURSEMENT AS FOLLOWS: 1. Cash and wired funds may be disbursed on the same day as those funds are deposited. 2. Cashier's, Certified and Teller's Checks must be received and deposited one (1) business day prior to the date of disbursement. 3. AJI other checks, Individual, partnership, corporate and otherwise, must be deposited and held for a period of three (3) to seven (7) business days prior to the date of disbursement, depending on origin. PLEASE DISCUSS THE FUNDING WITH YOUR ESCROW OFFICER TO DETERMINE THE TIME PERIOD GOVERNING YOUR TRANSACTION. Wired Funds should be directed to ; For the account of: IMPERIAL BANK CALIFORNIA LAND TITLE COMPANY OF MARIN 456 Montgomery St. Federal Wire Routing # 122201444 San Francisco, CA 94104 (415) 954-5030 BRANCH ACCOUNT NUMBERS: San Rafael 18-027-631 MITI Valley 18-027-682 Greenbrae 18-027-585 STAT1fTORYFORM OF NOTICE REQUIRED PURSUANT TO CALIFORNIA REYENUEAND TAXATION CODE "In accordance with Sections 18805 and 26131 of the Revenue and Taxation Code. a buyer may be required to withhold an amount equal to 3 113% of the sales price in the case of a disposition of California real property interest by either: 1. A seller who Is an Individual with a last known street address outside of California or when the disbursement Instructions authorize the proceeds be sent to a financial Intermediary of the seller, OR 2. A corporate seller which has no permanent place of business in California. The buyer may become subject to penalty for failure to withhold an amount equal to the lesser of 10 percent of the amount required to be withheld or five hundred ($500). However, notwithstanding any other provision Included in the California statutes referenced above, no buyer will be required to withhold any amount or be subject to penalty for failure to withhold if: 1. The sales price of the California real property conveyed does not exceed one hundred thousand ($100,000), OR 2- The seller executes a written certificate, under the penalty of perjury, certifying that the seller is a resident of California. or N a corporation, has a permanent place of business in California, OR 3. The seller, who Is an individual, executes a written certificate, under penalty of property being conveyed Is the seller's principal residence (as defined in Section e 0344 of the Internal Revenue Code). The seller Is subject to penatty for knowingly filing a fraudulent certificate for the purpose of avoiding the withholding requirement. The California statutes referenced above include provisions which authorize the Franchise Tax Board to grant reduced withholding and waivers from withholding on a case-by-case basis." The seller may request a waiver by contacting: FRANCHISE TAX BOARD, Withhold at Source Unit P. O. Box 651, Sacramento, CA 95812-0851 (916) 369-4900 'California Insurance Code 012413.1 (Effective 111/90) 01/02/1994 21:94 415435243E TOWN OF TIBU7RON TOWN Or TIBURON PAGE 01 1305 TIBURON BOULEVARD - TIBURON - CALIFORNIA 94920 • (415) r3J-7373 FAX (415) 435.2A38 Planning & Building Department FAX / tc DATE: TO. ORGANIZATION: FAX FROM: SUBJECT: MESSAGE: PAGES (including cover): 6/8/98 Tom Webber Scott Anderson Ned's Wa Property Preliminary Title Report You may wish to substitute the lega escription or t e one in EH-e Dra_f DDA 9 Recording Requested by: Marin Housing Authority When Recorded Return to: Marin Housing Authority P.O. Box 4282 San Rafael, CA 94913-4282 Attn: BMR Program RESALE RESTRICTION AGREEMENT AND OPTION TO PURCHASE Owner(s): Property Address: Name of Development: Local Jurisdiction: Purchase Price: Date of Purchase: I0&"f%TTXT.0 This Resale Restriction Agreement and Option to Purchase ('Agreement") is entered into as of the day of , 19 , by and between the Housing Authority of the County of Marin (the "Authority") and ("Owner regarding certain improved real property located at California (the "Premises"). A. The Premises are described more fully on Exhibit A attached hereto and incorporated herein by reference and are subject to the terms and conditions set forth in this Agreement. B. The Premises are being made available for purchase by an eligible moderate-income purchaser at a below-market purchase price pursuant to the Below Market Rate Home Ownership Program ("Program") administered by the Authority on behalf of the above- named Local Jurisdiction ("City"). Rev. 1/94 C. Owner is an eligible moderate-income purchaser under the Program (defined below), intends to live in the Premises as an owner-occupant and agrees to maintain the Premises as Owner's principal residence. D. In order to maintain and preserve the Premises as housing affordable to eligible moderate-income purchasers, it is necessary to restrict the use and resale price of the Premises by the occupancy and resale controls. Such controls prevent initial and subsequent purchasers from using the property for purposes incompatible with the Program and realizing unwarranted gains from sales of the Premises at unrestricted prices. The terms and conditions of this Agreement provide the necessary occupancy and resale controls to ensure that the Premises are used, maintained and preserved as housing affordable to eligible moderate-income purchasers. E. The Premises subject to occupancy and resale controls constitute a valuable community resource by providing decent, safe and sanitary housing to moderate-income purchasers who otherwise would be unable to afford such housing. To protect and preserve this resource it is necessary, proper and in the public interest for the Authority to administer the occupancy and resale controls by means of this Agreement. NOW, THEREFORE, IN CONSIDERATION OF THE SUBSTANTIAL ECONOMIC BENEFITS INURING TO OWNER AND THE PUBLIC PURPOSES TO BE ACHIEVED UNDER THE PROGRAM, OWNER HEREBY GRANTS TO THE AUTHORITY THIS OPTION ON THE FOLLOWING TERMS AND CONDITIONS. 1. Program Conditions. Owner agrees and acknowledges that the Authority's acceptance of Owner's participation in the Program and purchase of the Premises is conditioned upon Owner's continuing occupancy of the Premises. Owner shall use and maintain the Premises as Owner's principal residence. Without limiting the generality of the foregoing, any absence from the Premises by Owner for a - period of sixty or more consecutive days shall be deemed an abandonment of the Premises as the principal residence of Owner, in violation of the conditions of this paragraph. Upon request of the Authority, Owner shall certify Owner's continuing compliance with Program conditions and provide such documents and other evidence as may be requested to verify Owner's compliance. 2. Grant of Option to Purchase. Owner hereby grants and gives to the Authority a right to purchase all of owner's right, title and interest in and to the Premises upon the occurrence of events specified in this Agreement ("Option"), subject to the terms and conditions contained herein. Rev. 1/94 2 3. Assignment of the Option. The Authority may assign the Option to another government entity or to a moderate-income purchaser who meets the eligibility qualifications established by the Authority under the Program. The Authority's assignment of the Option shall not extend any time limits contained herein with respect to the exercise period of the Option or the period within which the Premises must be purchased. As used in this Agreement, the term "Authority" shall mean the Authority and any assignee to which it has assigned the Option under this paragraph. 4. Events Giving Rise to Right to Exercise option. The Authority shall have the right to exercise its Option upon the occurrence of any of the following events (an "Option Event"): a. Receipt of a Notice of Intent to Transfer (defined in paragraph 5 below); b. Any actual, attempted or pending sale, conveyance, transfer, lease or other attempted disposition of the Premises or of any estate or interest therein, except as provided in paragraph 15 below; c. Any actual, attempted or pending encumbrance of the Premises, including without limitation by way of mortgage or deed of trust, or by judgment, mechanics, tax or other lien, except as provided in paragraph 16 below; d. Recordation of a notice of default and/or notice of sale pursuant to California Civil Code section 2924 (or successor provisions) under any deed of trust or mortgage with a power of sale encumbering the Premises; e. Commencement of a judicial foreclosure proceeding regarding the Premises; f. Execution by Owner of any deed in lieu of foreclosure transferring ownership of the Premises; and g. Commencement of a proceeding or action in bankruptcy, whether voluntary or involuntary, pursuant to Title 11 of the United States Code or other bankruptcy statute, or any other insolvency, reorganization, arrangement, assignment for the benefit of creditors, receivership or trusteeship, concerning the Owner. Rev. 1/94 3 h. Any violation by Owner of the conditions set forth in paragraph 1 above. 5. Method_ of Exercising the fttion. a. Notice of Intent to Transfer. If Owner desires to sell, convey, transfer, lease, encumber or otherwise dispose of the Premises or of any estate or interest therein, Owner shall notify Authority in writing to that effect (the "Notice of Intent to Transfer"). The Notice of Intent to Transfer shall also state the street address of the Premises, Owner's full name or names, the address and telephone number at which Owner shall be contacted if not at the Premises, and shall be delivered personally or deposited in the United States mail, postage prepaid, first class, certified-return receipt requested, addressed to the Housing Authority of the County of Marin, P.O. Box 4282, San Rafael, CA 94913, Attention: Executive Director. The Notice of Intent to Transfer shall be in substantially the form attached hereto and incorporated herein as Exhibit B. b. Notice of Exercise. Upon the occurrence of any Option Event, the Authority may exercise its Option by delivering notice to Owner that it will exercise such Option pursuant to the terms of this Agreement ("Notice of Exercise"). The Notice of Exercise may be in the form attached hereto and incorporated herein as Exhibit C, or in such other form as the Authority may from time to time adopt. The Notice of Exercise shall be delivered by deposit in the United States mail, postage prepaid, first class, addressed to Owner at the Premises, or at such other address as may be indicated on the Notice of Intent to Transfer, and delivery shall be deemed effective on the date of deposit. If the Option Event relates to the potential foreclosure of a mortgage under paragraphs 4d, a or f, then the Authority shall also deliver the Notice of Exercise to the mortgagee or beneficiary under such mortgage, at such mortgagee's or beneficiary's address of record in the Office of the Recorder of the County of Marin. c. Notice of Consent to Transfer. If the Authority does not exercise the Option, it may give its consent to the occurrence of the Option Event ("Consent to Transfer"), which consent shall be conditioned upon the proposed transferee's or encumbrancer's assumption of Owner's duties and obligations under this Agreement in writing, or execution of an agreement substantially similar to this Agreement, within thirty (30) days after the Consent to Transfer has been delivered to Owner. If the proposed transferee or encumbrancer fails to assume this Agreement or execute and deliver a substantially similar agreement to the Authority within the thirty (30) day period, then the Consent to Transfer shall expire and the Authority may exercise the Option as if no Consent to Transfer had been Rev. 1/94 4 delivered. d. Time Period for Notice. The Authority must deliver a Consent to Transfer, if applicable, not later than sixty (60) days after the date that it receives notification of an Option Event. The Authority must deliver a Notice of Exercise, if applicable, on such date which is the later to occur of the following dates: (1) sixty (60) days after the date that the Authority receives notification of an Option Event or (2) fifteen (15) days after a Consent to Transfer has expired. For purposes of computing commencement of the delivery periods, the Authority shall be deemed to have notification of an Option Event on the date that it actually receives a written Notice of Intent to Transfer, notice of default, summons and complaint or other .pleading, or other writing specifically stating that an Option Event has occurred. The Authority shall have no obligation to deliver a Notice of Exercise or Consent to Transfer, and the applicable time period for exercise of the Option shall not commence to run, unless and until it has received notification of an Option Event in the manner specified in this subparagraph. If there is a stay or injunction imposed by court order precluding the Authority from delivering its Consent to Transfer or exercising the Option within the applicable time period, then the running of such period shall cease until such time as the stay is lifted or injunction dissolved and the Authority has been given written notice thereof, at which time the period for delivery of a Consent to Transfer or exercise of the Option shall again begin to run. e. Notice of Abandonment. If the Authority fails to deliver a Notice of Exercise or Consent to Transfer within the above-stated time periods, then the Option shall terminate and have no further force and effect. Thereafter, upon request by Owner, the Authority shall cause to be filed for recordation in the Office of the Recorder of the County of Marin a notice of abandonment, which shall declare that the provisions of the Option are no longer applicable to the Premises. If the Authority fails to record a notice of abandonment, the sole remedy of owner shall be to obtain a judicial order instructing such a recordation, and Owner shall have no right to damages against the Authority for failure to record such notice promptly. 6. Right to Reinstatement. If the Option Event is the recordation of a notice of default, then the Authority shall be deemed to be Owner's successor in interest under California Civil Code section 2924c (or successor sections) solely for purposes of reinstatement of any mortgage on the Premises that has led to the recordation of the notice of default. As Owner's deemed successor in interest, the Authority shall be entitled to pay all amounts of principal, interest, taxes, assessments, insurance premiums, advances, Rev. 1/94 5 costs, attorneys' fees and expenses required to cure the default. If the Authority exercises the Option, then any and all amounts paid by the Authority pursuant to this paragraph shall be treated as Adjustments to the Resale Price for the Premises, as defined in paragraph 11, below. 7. Inspection of Premises. After delivering a Notice of Exercise, the Authority shall be entitled to inspect the Premises one or more times prior to the close of escrow to determine the amount of any Adjustments to the Resale Price. Before inspecting the Premises, the Authority shall give Owner not less than forty-eight (48) hours written notice of the date, time and expected duration of the inspection. The inspection shall be conducted between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, excluding court holidays, unless another date and time is mutually agreed to by the parties. Owner shall make the Premises available for inspection on the date and at the time specified in the Authority's request for inspection. 8. Escrow. Promptly after delivering a Notice of Exercise, the Authority shall open an escrow account for its purchase of the Premises. Close of escrow shall take place on such date which is the later to occur of the following: (a) sixty (60) days after a Notice of Exercise has been delivered, or (b) ten (10) days after Owner has done all acts and executed all documents required for close of escrow. Prior to the close of escrow, the Authority shall deposit the Resale Price as defined in paragraph 10 below, plus or minus any Adjustments as defined in paragraph 11 below. Closing costs and title insurance shall be paid pursuant to the custom and practice in the County of Marin at the time of the opening of escrow, or as may be provided otherwise by mutual agreement. Owner agrees to do all acts and execute all documents necessary to enable the close of escrow and transfer of the Premises to the Authority. 9. Proceeds of Escrows Removal of Exceptions to Title. Prior to close of escrow, Owner shall cause the removal of all exceptions to title to the Premises that were recorded after the date of this Agreement. All amounts deposited into escrow by the Authority shall be applied first to the payment of any and all liens and encumbrances recorded against the Premises, and thereafter to the payment of escrow fees and closing costs. Any amounts remaining after the amounts deposited into escrow by the Authority have been so applied shall be paid to Owner upon the close of escrow. If the amounts deposited into escrow by the Authority are insufficient to satisfy all liens and encumbrances recorded against the Premises, then Owner shall deposit into Rev. 1/94 6 escrow such additional sums as may be required to remove said liens and encumbrances. In the event that the Authority agrees to proceed with close of escrow prior to the date that Owner has caused all exceptions to title recorded after the date of this Option to be removed, then Owner shall indemnify Authority from any and all costs, expenses or liabilities (including attorneys, fees) incurred or suffered by Authority that relate to such exceptions and their removal as exceptions to title to the Premises. 10. Resale Price. Prior to adjustment pursuant to paragraph 11, the resale price of the Premises shall be the lowest of ("Resale Price") a. Median Income. The original price paid by Owner for acquisition of the Premises pursuant to the Program ("Base Price") increased (but not decreased) by an amount, if any, equal to the Base Price multiplied by the percentage increase in the median household income for the San Francisco.Primary Metropolitan Statistical Area (PMSA)--San Francisco, San Mateo and Marin Counties--published by the Department of Housing and Urban Development, Office of Economic Affairs, Economic and Market Analysis Division ("Median Income") between the date of this Agreement and the date that the Authority receives notification of an Option Event. b. Index Price. The Base Price increased (but not decreased) by an amount, if any, equal to the Base Price multiplied by the percentage increase in the Consumer Price Index for All Urban Consumers for the San Francisco Bay Area published by the U.S. Department of Labor, Bureau of Labor Statistics ("Index") between the date of this Agreement and the date that the Authority receives notification of an Option Event. C. Fair Market Value. The fair market value of the Premises as determined by an appraiser selected and paid for by Owner and approved in writing by the Authority. d. Resale Price Worksheet. To compute the Resale Price, the Authority may use the Resale Price Worksheet attached as Exhibit D hereto, or such other form as the Authority may from time to time adopt. 11. Adjustments to Resale Price. The Resale Price shall be adjusted by the following ("Adjustments"): a. Capital Improvements. An increase for capital improvements made to the Premises by Owner provided that the amount of said improvements had been previously accepted in Rev. 1/94 7 writing by the Authority after original written documentation of the cost was provided to the Authority for verification. The amount of the Adjustment shall equal the original cost of any capital improvements depreciated in a straight-line basis based upon the estimated useful life of the improvement stated in the Authority's prior written acceptance of said improvement. b. Damages. A decrease by the amount necessary to repair damages to the Premises, if any, and to place the Premises into saleable condition as reasonably determined by the Authority, including amounts attributed to cleaning, painting, replacing worn carpeting and draperies, making necessary structural, mechanical, electrical and plumbing repairs and repairing or replacing built-in appliances and fixtures. C. Advances by Authority. A decrease in an amount equal to the sum of all costs advanced by the Authority for the payment bf mortgages, taxes, assessments, insurance premiums, homeowner's fees and/or associated late fees, costs, interest, attorneys' fees, pest inspections, resale inspections and other expenses related to the Premises, which Owner has failed to pay or has permitted to become delinquent. 12. Priority and Effectiveness of the Option. a.. Recordation. This Agreement shall be filed for recordation in the Office of the Recorder of the County of Marin prior to any sale, conveyance, transfer or other disposition of the Premises, or of any estate or interest therein, by Owner. The Option shall have priority over any subsequent sale, conveyance, transfer, lease or other disposition or encumbrance of the Premises, or of any estate or interest therein. Except as otherwise provided in paragraph 13a, the exercise of the Option by the Authority at any time and from time to time shall not extinguish the Option or cause a merger of the Option into any estate or other interest in the Premises, and the Option shall continue to exist and be effective with respect to the Premises against any subsequent owner in accordance with the terms and conditions hereof. b. Request for Notice of Default. The Authority shall file a Request for Notice of Default for recordation in the Office of the Recorder of the County of Marin promptly upon execution of this Agreement (see Exhibit E). 13. Survival of Option Upon Transfer. a. In General. The Authority's rights to exercise the Option shall survive any transfer of the Premises by Owner. The Option may be exercised against the Premises whether owned, possessed or occupied by (i) an eligible moderate-income purchaser, (ii) any successor, transferee, assignee, heir, Rev. 1/94 8 executor, or administrator of an eligible moderate-income purchaser, including a debtor-in-possession, debtor or trustee pursuant to Title 11 of the United States Code, or (iii) any person owning, possessing or occupying the Premises who does not meet the eligibility qualifications established by the Authority under the Program (collectively all referred to and defined herein as "Owner"). Notwithstanding the foregoing, the Option shall not survive (i) the sale and transfer of the Premises to a third party purchaser pursuant to a judicial or non-judicial foreclosure or a deed-in-lieu of foreclosure under a power of sale contained in a mortgage or deed of trust recorded against the Premises in the Office of the Recorder of the County of Marin on or prior to the date of recordation of this Agreement, provided that the Authority has received timely notice of such Option event and has failed to either reinstate said mortgage or deed of trust or exercise its Option, or (ii) the recording of Owner's conveyance of the Premises to the Authority, or its assignee, provided the conveyance is in accordance with the terms of this Agreement. b. HUD Insured Mortgages. If Owner has acquired the Premises by a mortgage insured by the Secretary of the United States Department of Housing and Urban Development, and a notice of default has been recorded pursuant to California Civil Code section 2924 (or successor provisions), this Option shall automatically terminate if title to the Premises is transferred by foreclosure or deed-in-lieu of foreclosure, or if the insured mortgage is assigned to the Secretary. 14. Voidable Transfers. As long as the Option has not been abandoned pursuant to paragraph 5e, any actual or attempted sale, conveyance, transfer or other disposition of the Premises, or of any estate or interest therein, in violation of the terms and conditions of this Option, shall be voidable at the election of the Authority. 15. Permitted Transfers. The following transfers of title to the Premises, or of any estate or interest therein ("Permitted Transfers"), will not authorize the exercise of this Option: a good-faith transfer by gift, devise or inheritance to Owner's spouse or issue; a taking of title by a surviving joint tenant; a court-ordered transfer of title to a spouse as part of a divorce or dissolution proceeding; or an acquisition of title, or of any interest therein, in conjunction with marriage. Notwithstanding any Permitted Transfer, the Option shall remain effective with respect to the Premises. 16. Permitted Encumbrances. This Option shall not become exercisable as the result of Rev. 1/94 9 Owner's encumbering the Premises for the purpose of securing financing to purchase the Premises pursuant to the Program, or to refinance existing indebtedness incurred to purchase the Premises pursuant to the Program, in an amount not to exceed the outstanding principal amount of such existing indebtedness. 17. Obligations of Owner After Option Abandonment. If the Authority records a notice of abandonment of the Option, then the Premises may be sold by Owner to a third party without restriction as to price. Upon such sale, Owner shall pay to Authority an amount equal to eighty-five percent (85%) of the difference between (a) the actual sales price net of reasonable and customary real estate commissions paid (such commissions not to exceed six percent (6%) of the actual sales price), and (b) the Resale Price plus Adjustments. This amount shall be paid to the Authority upon close of escrow on the sale of the Premises, or upon execution of a contract of sale, whichever shall first occur. Owner shall not receive any proceeds from the sale unless and until the Authority has been paid in full the amount determined pursuant to this paragraph. 18. Limits on Liability. In no event shall the Authority become liable or obligated in any manner to Owner by reason of the assignment of the Option, nor shall the Authority be in any way liable or obligated to Owner for any failure of the Authority's assignee to consummate a purchase of the Premises or to comply with the terms of this Option, or any escrow instructions or agreement for the purchase of the Premises. 19. Insurance Proceeds and Condemnation Award. In the event the Premises are destroyed and insurance proceeds are distributed to Owner instead of being used to rebuild the premises, or in the event of condemnation, if the proceeds thereof are distributed to Owner, any surplus of proceeds remaining after payment of the encumbrances of the premises shall be distributed as follows: that portion of the surplus up to, but not to exceed the net amount that Owner would have received pursuant to paragraph 9 had the Authority exercised its Option on the date of the destruction or condemnation valuation date shall be distributed to Owner, and the balance of such surplus, if any, shall be distributed to the Authority. 20. Term of Option. The restrictions contained herein shall continue for a period of thirty (30) years from the date that this Agreement is filed for record in the Office of the Recorder of the County of Marin. Rev. 1/94 10 21. Notices. Except as otherwise specified in this Agreement, all notices required to be sent pursuant to this Agreement shall be made by personal delivery or by deposit in the United States mail, first class postage prepaid, and shall be deemed to have been delivered and received on the date of personal delivery or five (5) days after deposit in the mail, if sent to the following addresses: AUTHORITY: OWNER: Housing Authority of the County of Marin Post Office Box 4282 San Rafael, California 94913 Attn: Executive Director and BMR Program at the address of the Premises The addresses above may be changed by notice given pursuant to this section. 22. Attorneys' fees. If either party is required to initiate legal proceedings to enforce its rights under this Agreement, the prevailing party in such action shall be entitled to an award of reasonable attorneys' fees and costs in addition to any other recovery under this Agreement. 23. Specific Performance. Owner acknowledges that any breach in owner's performance of Owner's obligations under this Agreement or in the transfer of the Premises to the Authority shall cause irreparable harm to the Authority. Owner agrees that the Authority is entitled to equitable relief in the form of specific performance upon its exercise of the Option, and that an award of damages shall not be adequate to compensate the Authority for Owner's failure to perform according to the terms of this Agreement. IN WITNESS WHEREOF, the undersigned have caused this Agreement to be executed this day of , 19-. OWNER(S): Rev. 1/94 11 STATE OF CALIFORNIA ) COUNTY OF MARIN ) `6 On before me, personally appeared , personally known to me OR proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Signature of Notary Rev. 1/94 12 CERTIFICATE OF ACCEPTANCE (Pursuant to Government Code §27281) This is to certify that the interest in real property conveyed by the Resale Restriction Agreement and Option to Purchase dated from to the Housing Authority of the County of Marin, a political corporation and/or governmental agency, is hereby accepted by the undersigned officer or agent on behalf of the Housing Authority of the County of Marin pursuant to authority conferred by resolution #10-81, dated 5/19/81; and the grantee consents to recordation thereof by its duly authorized officer. Dated: by JANET MILLER SCHODER, Executive Director Housing Authority of the County of Marin Rev. 1/94 13 EXHIBIT A Legal Description ATTENTION: TO BE INSERTED PRIOR TO CLOSING Exhibit A, page 1 of 1 EXHIBIT B VIA CERTIFIED MAIL - RETURN RECEIPT REQUESTED To: Housing Authority of the County of Marin Post Office Box 4282 San Rafael, California 94913 Date: Re: Notice of Intent to Transfer The undersigned Owner(s), , hereby gives notice of his/her ante to transfer a roperty located at ( e "Premises"). Owner may be contacted at the Premises or the llowing gldress: Owner's daytime telephon number) The proposed transfer o the person(s): Name: Address: Telephone The propos ( 3 ansfer is: e a'se cumbrance Other Specify:- hkises is to the following (check one) OWNER Signature Exhibit B, page 1 of 1 EXHIBIT C To: Date: Owner or Transferee Address Re: Notice of Exercise The Housing Authority of the County of Marin uthor' y") hereby gives notice that it is exercising its option p chase the real property located at e option has been granted to the Authorit ursuant to the Resale Restriction Agreement and Option to Purch a between Owner and the Authority dated and corded he utho y h assigned its option to purchase the real pro rty to An escrow for the purchase wil be open with F st American Title Company of Marin. The Hou&ing AALlIpSity of the County of Marin by \ \ - Its Aut raze euresentative S* A* M* P* L* E Exhibit C, page 1 of 1 EXHIBIT "D" MAR N BMR RE-SALE PRICE WORKSHEET HOUSING Date: MalikV thwokrg More Arlmdable .IfI N. St" Pedro Road Name: i• tint O((icc Him 4282 ' Salt Rafael California 94913 Address: 415/4724030 (FAX)415/472-2186 Purchase Price: t:xendive 1Hfl'Ct~N lartct Millcr Scl"%kr Date of Purchase: 1"Ily Diredor Micitacl 1). Kelleher Months Owned: MO. ' A. MEDIAN INCOME eo~r Present Median: } Effective Date: l Original Median: Effective Date: • Difference: } No. of Months: mo• Rate of Increase: x 12 mo. / yr. _ / annual mo Increase in Price: x % nnum x moo 12 mo./yr. BMR Re-Sale Price: B. CONSUMER PRICE I Present CPI: Original CPI: Difference For month of: For month of: No. of Months: moo to of In x 12 mo. / yr. % / annum aro. creas)1n ice:. x S / annum x mo. 12 • ice: + cr' C. FAIR MARKET VALUE The fair market value, if unrestricted by the DMR Deed Restrictions, is estimated to be in excess of the above DMR Re-Sale Price calculations, and thus would not govern. AS OF THIS DATE. THE BMR RE-SALE PRICE IS BASED DH • Exhibit D. page 1 of 1 Order No. Escrow No. Loan No. WHEN RECORDED MAIL TO: EXHIBIT "Ell SPACE ABOVE THIS LINE FOR RECORDER'S USE ONLY Request For Notice Under Section 2924b Civil Code In accordance with Section 2924b, Civil Code, request is hereby made that a copy of any Notice of Default and a copy of an\ Notice of Sale under the Deed of Trust recorded as instrument No. _ on Records of , Officia 19 , in Book , Page _ County, California, and describing land therein as executed by , as Trusto in which is named a Beneficiary, and be mailed to at Number and Street City and State N OTI C E: A COPY OF ANY NOTICE OF DEFAULT AND OF ANY NOTICE OF SALE WILL BE SENT ONLY TO TH ADDRESS CONTAINED IN THIS RECORDED REQUEST. IF YOUR ADDRESS CHANGES, A NEW REQUEST MU" BE RECORDED. I STATE OF CALIFORNIA COUNTY OF 1 On , before me, the undersigned, a Notary Public in and for said State, personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) Is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same. WITNESS my hand and official seaL Signature , as Trustee Exhibit E, page 1 of 1 (This area for official notanai seal) 68 (Rev. 1 /F