Loading...
HomeMy WebLinkAboutDeed 1973-09-24 (Eavey)L . O g V ~ I". U) ~ v 1 a W LLJ I.~.w Z = O) C M 'b h • • I., 2 W (q C Q v CY) c w rg cn D 4' I- QW? 00 ~o N o-J w W w o LL fY Z cn V U w w O o.- U cC H W W W LLD O ~Q a CD ~ LL 0 w z J z 0 n I % H H w ~ A WM O m0m W Q M J ~ w u w. a Q a. 1 t"a x ~ w W V ~f e~ V c~ C7 0 'N ti 'N CA) e u v .y 0 N 0l :0+►--f Uaj U •H +J :Hcn . 4.4 0 •rl 0 >1 4 •rl c) -r! c-) co H N: Ni N: oo: Cry 0 z C ° ro U r•-I a a Q I (D rl I 0) m 0 r-I Q 0 IW W r-I Q 0 z ro 0 U 0 v x a~ c, ro a N N 4 W v ^ W . x H w N H a W I~ b WU > 4-4 w3 • fU z W x 0 a C a 0 0 ~ U ti ro a C 3 0 0 U 0 0 U) w v m a'C.i ro 0 4 U N 0 b C .b b c d 0 ro 0 ro O 0 P, ro U P w 0 ° U 0 a~ ~ ro 0 a U -d ~ ro ~ o rd y 4 ^ a z ° O a a v Gq ` H cu H s~ W m 94 o b H H U ° 0 H WW W w x A W x U H H z 0 H H P4 H U W A W W CJ ~ , > [ C1 U - d U cn V) a~ > - . n CU C) D. N r U X C L) Ca I:+d o ~01.3 > •C: I~ Ld cz 75 (5 0 Li > ~(1) 4. - E Z F- O f fy U ; 0 C: i Xp ,mod' o. C ~C E~ ro~ 0 ~ Q~ M f.) 0 y ~E ~Ml Lz of ~D Zir- 0 V c a E m o y M: l~ : [ ,X v x .ti v o C', . v v • : 4-): eruean~nt~ea~ . v+ ■ ~ w Z 00 \ v C=) LL c LL ■ ai tC :W yp b _ + in ■~:J c( CL y C ¢ v G i ~ W: ;fr a C C) y w U 0 . 1 /y~ W . 4 -d u 6 r J Q A W YNm w91 W H 1 ~ :T : 0 d v b C -~r r YC~Z 7 W a: W: :A a a cd 0 CY A ~¢U E W ' (d C ■ O 4 C-) M C Ci C 4 WS ■ hl 0 u w u 9.8 4. 4 v C ■ w a e~ w ■ w ro A: 4J: 00: a W ,Z f- 3 ~ ; a IWO o ~/11169116868i~D~ v U1: U x w o y v ctl v. C . ~C U 70 r b V o~ E v :o > 4J m v co: ° 4 v U o rl. ~ v fit: 0 w y c a p 0 0 b :b 4 `M j-,. ^i r, 0 m z a 0 v H z a c~ w a H N s 0 z v~ v C m E ~~1 c v ! C y C C :7. 0 Cd 1 x ro U 0 v x E C a U a z x 0 v . W Q ro C W. 0 z Q W ~W; C" 0 J~ Y n 0 J Q -0 71 E Q , r N ro f~ w .w v x u, v u " v o x 9-1 H w • bo 'd 0 O 4 0 " 4J 4-4 bo v N p 44 U O N w •rl U 0o v X F4 4-1 0 U 0 +-J --j- a) ri +j •rl ~ F^ +4 - ri 1~ (1) N 0 v 0 4J " (1) • 4 U Q) ro N 4 ro~ 4 4 + ov,: 4 4 P x -ri iJ r- -ri 3 N bo ro r. •ri 9 HW NArn A ro 4 • i • (noaa •ri . ri Q s v 4-) f 4 Cr, • H 0 v +J (15 •rl •ri •r1 4 +1 4 r ri U +3 p • a 4 +j •r) 0 o ro ri o i > m o U) a ro • ra ~ rc~ m r-i ro b W h ;roO>4 Nr' ro p• iv U) . ro O U a 4 v 94 4J • "P ,7' 0 ' , • r •ri •ri ro 0 - W 4.1 P -P A .1 HUl rl 0 V. • v Z 'ri •ri g •ro~, +jPU on v a d) Q)4 Ul ro v 4 " 3'v•ri rn 0 N U 0 ro r` vQ) ~0u0 • 94 P 00 S-I r~ G". +-i 0 - :E: 4-4 0 0 •ri rl cn C"„Ca U 3 4.1 •r i f-1 a • ~1 ri cA 0 +J 4-1 rrJ U o rd 0 41 4 C; N Zi' ~ v W v 0 U-) v•riH44(n0 No mU r) •riP f:: rorn 0U) 9+w4- o zrrn •r-l 9 U ,4 •ri ro O (n Lr) ro C ro P -i P O 3 H 0 41 rij 2 r-4 4i 3 94 •ri ri O rat Q) r♦ 4 v r W p m =f o P1 0 3 4 • 0 4-1 rn r-I •ri 0 rd ^d 94 ri rn ro O W ro c: m" w +j C: . r.1 d 40 O rl >,•ri ro O w 9 H 3 v ro N " r r-I rd U - r-I N v to 0 co r-I rd H W 4-1 P z H v ; 0 4.1 - ri ro rd cC1 4 U a-' LO "i Lo +j Q) U •ri a 0 3 ro O N 0 ~ 0 3 N 4-1 0 +j rl 94 " p ,4 [ 4 x J ro 4-1 U • w Q) 41 0 0 "m +J 4 0 + cov0PPv v 4-1 Nr-i 4 pUo 0N+1 f:- F4 (-1roEn o r1 +J zti Xv.4 pm 0 "rmvUf4 +r u1 4-1vrn40v9404) 0 ro :i- H 4 0 4-1 +J +J P v (a U ro rd P4 H P -ri 3 0 p A P 'L7 w m p v 0 -U) 0 ro > p P o g4 (L) :j 4i v :3 v 4-1 41 Ei C; vvm v4xP w P 0 0ro 4 4rnro r: 0v v'bNOra- v g v b- 4 +j 71 v v v l~ cn P (D to 0zr a"(a v v Q) as cn p co P b> 0 -ri P4 (1) N U) h y, v 4 4 •ri ri) •a •ri 0 ~'D (n A A N ro N (1) Q) 0 U H v: ro P 4.1 ro -ri 4 ra " N •ri Urc: v 0 v - ri A A, to ru to v z • A 0 d) 1~ i~ H 4 'ri U) w P +j v U) 94 0) I~ o A Q) h o z .4 0 4 00 +j ::I 4 (n 0 U P iJ ro 4) 0 U +j •r-l 4 -t r♦ v +r H 4-1 ~ +j 0 00 v ~4 P Q) o 04 U) H -ri 0 P v 4r U) P A rd 4 r-1 H 4) Q) P 4 0m t p vUCD (1)rl 0H p v p:2:" P p N 4•r+ ror4b N.4 40a) •~~4 41 :1 v Q) rd 0U)0 4v 4 w w.ri3 4u+'p • rl +J o co -ri z> l- --:r v v •ri 1 a +j :Z: v u- a . •ri X N w P 0 co •r.1 U) I-D Lo v 0 -ri w a N r-( 0 • U) In U u L" Q) N U) ro 0 " p a) l.. U m v ro ~-4 A v p p rn • U) v rd v r p 0 a ro O ro A u Q) U) Cl) >,•r4 P ro " 4 •r1 p rn i I- Q) - (L) >,•ri P ,4 •4 o -ri a r( J P .4 0 v z 4 A, ~ P v v I`+ - Q) •ri r4 r ri - ,4 4 r(v 'C) •ri .4 + ~ P O 4-4 rn 94 r r~r v U 4-1 (1) w v ro U) P p A rd ro U1 O 4 v 0 ri r-I U P 4 +A Q 4 Q) H U 0 v 0 rl w to 3 ;3 4-1 -ri 4 * v H +j v iJ •r1 •ri p 0 ro b) •ri •ri 4-I ••a U P U) x ro PO 0 4 0'v+►Cn >3 "J N p 0 •ribar4 " ro P4 +rw4•riw a r1 ri cn 'b v -ri •ri ro H +P O O Q) 0 3 z va G 1; 0) Or 3 +j 0 ►-i 4 r4 (1) 3 v N r-I v 4 p 3 (1) (n - ri 3 P •ri •ri v 0-T v (n ro •ri P 4 ri +r P 0 a) v •ri v v > co rd P v v v 44 v > I~ +j H Ir v 4-4 cn >`I •ri 0 4.1 v (a 4-1 44 A ,4 4 ro U N W v 4 v p G o ,4 •ri 4 U) r♦ ri rd 4 O N U A, 0 0 94 +1 rn 0 3 • ri v N 4-4 0 rd •N A =1 a) 0 (a U) v •r1 +j 04% Q) o w w U) N rn 0• r-1 •4 ~-1 0- P r -c , Fi v IFI 3 (n v ro v 4-4 rU P P N v rd 4.400+-,(-, 4-1 UZ+)o0 0 >,4 4 w H N >1 4 P4 41•ri v v Q) W vv A+ 0 4-) H C, U U •ri Cl) ~ O 0 v o • rd . ri 0 N In +j • N 'o rd •ri m O ro > v 4 p r-I P 0 v rd r: v x -ri +j > --I- o (n g r-i In ca :j O •3 H • U) 4-4 P 0 r1 0 pQ) P4 CO En AC:0 0mri v v +1 •0 >,0 v 4U14-1 ~ rvU Pr A I~ •ri N U) GY 1~4 Q) -P O " A N p rd p 4 v N (n • r-1 U ro 94 0 0 I~ U r-I g x v •ri •ri •rI Q) +-r v S~1 ~ U) rd C. r-i U 0 v 'ri P t U rd Q) 0 v •ri N 0 U-) 0 * a H~4 0 v p ro w rd (1) 0 U) ro P +-r 0 0 v e x P P ro rn 94 ro m - ri 4 ro U Ar v d) s~ 4 iJ +-1 z .4 N Q) 4 r% s~ 040 U) f a" 4 4 ro ri m 4-I • +J v v r-i N N A A " rd 'ri U] ro r-I .4 0 4 0 p (L) x: 0 rd r-i FI v P 0 to 4 N U v 14 rd p v ro •ri El rn •r-I v P En -ro 0 U ro ri ~ h rd 0 U 4 v 0 N 4-1 a•ri v p v v v U) rd ba U 0 p •H a, a s~ 4-1 -ri 4-1 . U p u r1 rn U •u 4 4-J u u 9-1 •ri +1 •r( •ri 4 y o 4 acv N v +1 rd o v u w (1) P •r'i v C., Q) P O -H .ri w rd U) (L) 0 p - ri r, (n Q) •ri r, •rl E-4 C: ro 3 H v v •r-i W E-+ 4 rd (1) U 4-1 a) H (n 41 ro ro W Q) A U Q) p a) a- (L) •ri p C7 O +-J 4 04-j v 4-1 x z -P 4 4 0 P rn 44 •r I P•ri z (D -0 v~.~j 0 vP+►$~4 vs`,u z w ~UO049 d)ra 44 x w , (D OWi,v 4 00 C: O z v x 0 4-1 N 0 (1) ro H H " z •ri -ri Q v O 4 v - r-4 v~ H 'd v ~ •ri bO N q N z W v H x z O W +-r ' H 4 to U U) 4-4 U 0 a z 4 '0 ro 4-1 ri ro 4 4-1 •ri o 0 H a v) 4 z 0 a v -4-1 a (n v z "•rl 4 a) Q) " 0 4-1 W Z rd ~4 +-J 3 ro r-i - ri < rd z v - 1 4 rl 0 w H •ri (a x 3 x 4J -H U Hri 0 4.44-) 0 p,40+' U N U H U Wri H+J iJ rd +-1 ro U W4.1 H rdo 4+j+j+r Ica rd r-i 04 U U 4 bo v 4 • v U) C9 ro rd r` x (9 u) v U) - Ln ,4 ro E-+ U <C a W 41 v 0 •r-4 (1) 4.1 CU-) v v 'ri ro cn 0 P U x 4i 0 0 9+ co 4-1 v ri or ' O U Q 4-4 P 0 W P 0 4 O co (n ) +i -H < P O w +j rT 0 v •r4 0 O +-1 ri J 4 ' , , V v co 1 a zr 0 + 04 v H 9 4-4 m v H t C'? z SK H E•+ 44 0 H H U W xa HW W "o w a 0 H az • H o u z no z , o o' 0 u z!. H H H >4 H 0 H a'. a Hw 0 UU N u W W~ a x H w 0 z 0 H H a 0 cn w a 04 W` ry , . 4 ~ .:v9 tr a n , ro "-'464. b v 41 - o (0 4J _ ~1 a 44' W W. >4a . o„v. - 0 0 Y u..~ w ykrq b. ' r H • ~d ~ N N o ~t v ' z 44 ,0 r,.~0 A> 0 4, H0 ' +►v~ ON N 0.+'. N A +1 0 4JmP -r j 0 04 cd 0 0 N 0 G a o o G > ~ 4.) (0 rtf +1 A o oo 4 a 0 0 .H0W . -CC 44 WA a ~wv w04 ,a•H0 r4 H G 0 v .0 x >i 4J ro •H ro 0 H v a w a 0 4) 0 44 0 9 4 R1 x VI ri U •r •rq 0 44U WU >1 U U U >1 o iv a ro 4J ~ 0 0 0 ~4 ! v 4J >1 v •ri 0 0 i. y >i 4J "H 4J -r4 4.) U 0 0 0 >r (d 4J (d H •rl 44 0 v U U U W •rl u •rq v 4 Uro W 4J ax o • v avs4 w4-) y hvv r. (1) H .0 •4J o awtr >i 4-) 00~ 00a 00 v it W ro 0 x P 4J a v r'I 4-) Ul ••r-i z0r-4 r: Wto X00 U) rd GJ x v 0 tw 144 E4 4j p aU H tr-P w v W v • z a -4)4 cn A w U) W W0~ :3: 4J M.u4J W W N 4J 0 0u4) 4ri >4 0 as z b tyl a u a~ 4 z roro 0 A vv >1 4J v p4 A A v.r► vro 4J Cn 44P ~4 v r- 44 U v (1) 44 0) 0 to 4 ro 0 v v 0 ro U N H W ~ v' H H Pa -a El ~w to o 0 .w u z O w x I o b' q ~ _ pq q. F-I a W Q O t ~ ~ H 0 oD U u w b U rl .d u w w .5 o 0 U 44 a ~d H p+ ~ U o •rt a z v x q O a U H ~o >4 ~ H S W i.l to H N 0 U H x w O W z w 04 0 q w r♦ w z U U a 0 w u. H O D, H ~D z .0 a O 0 a O H M to H o a ::D z x a H $4 O H a, 0 co a ~ w U cd w U a •r't 0 41 41 w' 1+ b 44 a a v ra u V-4 U 41 .a a d ~ w w y r ~ yy M f 4 o H 0 u a W 0 3 ~ 0 a L - Y ~ rte' + ~ k~ 130 V:. v xF La* x v U 4 1t'M1r ti ...max .,w jc w v4 0 0 w a d) Pq b u a w x o V-4 ~ x -A rn a u u ra x o ~ 0 o b U N Cf w cd 0 a ~ x N id 4 a ~ N a 41 0 44 u b a -r4 o a to ra b a 0 m ,C b W to 0 a b o, 0 a u 00 of 41 q A "4 to 0 u a+ w a a 46+ A a ,o u 3 ai OLIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY 1963 (Amended 1969) 05 025 03 02208 CHICAGO TITLE INSURANCE COMPANY BY this Policy of Title Insurance, CHICAGO TITLE INSURANCE COMPANY, a corporation of Missouri, herein called the Company, does Hereby Insure those persons or parties named as IN- SURED in Schedule A hereof, hereinafter called the Insured, the heirs, devisees, personal representa- tives of said Insured, or if a corporation, any person or corporation deriving an interest or estate in said land by dissolution, merger or consolidation, together with any other person or corporation included in the term Insured as defined in this Policy, against loss or damage not exceeding the amount stated in Schedule A hereof, together with costs, attorneys' fees and expenses which the Company may become obligated to pay as provided in the Conditions and Stipulations hereof, which the Insured shall sustain by reason of: 1. Any defect in or lien or encumbrance on the title to the estate or interest covered hereby in the land described or referred to in Schedule A, existing at the date hereof, not shown or referred to in Schedule B or excluded from coverage in Schedule B or in the Conditions and Stipulations; or 2. Unmarketability of such title; or 3. Any defect in the execution of any mortgage or deed of trust, shown in Schedule B, securing an indebtedness the owner of which is named as an Insured in this Policy, but only insofar as such defect affects the lien or charge of such mortgage or deed of trust upon the estate or interest covered hereby; or 4. Priority, at the date hereof, over any such mortgage or deed of trust, of any encumbrance upon such estate or interest, except as shown in Schedule B, such mortgage or deed of trust being there shown in the order of its priority; all subject, however, to the Conditions and Stipulations annexed hereto, which Conditions and Stip- ulations, together with Schedules A and B, are hereby made a part of this policy; all as of the time and date shown in Schedule A, being the effective date of this policy. In Witness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as of the date of policy shown in Schedule A, the policy to become valid when countersigned by an authorized signatory. CHICAGO TITLE INSURANCE COMPANY Issued by: MARIN TITLE GUARANTY CO. 1300 Fourth Street P. O. Box 669 San Rafael, California 94902 (415) 456-4400 ~ 1K S URgyV otORPORA TE ~ co 1C -TZ o/ President ATTEST: Secretary Copyright 1963 (Amended 1969) California Land Title Association SCHEDULE A Amount $ 232%000.00 Fee $ 737.50 Policy Date 9-28-73 Policy No. 0 5 0 2 5 03 0 2 2 0 8 at 9:30 P.M. Order No. 9 8 2 2 2 EJC INSURED CITY OF TIBURON, a municipal corporation 1. The estate or interest in the land described or referred to in this schedule covered by this policy is: A FEE to Parcel One Easement to Parcels Two and Three 2. Title to the Estate or interest covered by this policy at the date hereof is vested in: CITY OF TIBURON, a municipal corporation 3. The land referred to in this policy is situated in the County of Marin , State of California , and is described as follows: ATTACHED Form 3235-1964 This policy valid only if Schedule B is attached. Chicago Title Insurance Company That certain real property situate in the County of Marin, State of California, described as follows: PARCEL ONE: BECINNING at a point on the Southeasterly line of that certain tract of land described in the Deed from John J. Reed to Clothilde J. Reed, recorded December 2, 1899 in Liber 58 of Deeds, at page 168, Marin County Records, distant thereon North 341 42' East (California State Highway Meridian, Rancho Meridian being North 340 15' East) 704.774 feet from its intersection with the Northeasterly right of way line of California State Highway as approved on June 16, 1930 and shown on plan designated District IV, Marin County Route 52, Section A; running thence North 401 28' West 964.088 feet, North 450 09' West 65.0 feet, North 400 00' East 1070.0 feet and South 480 30' East 910.0 feet, more or less, to the Southeasterly line of the tract of land described in the above mentioned Deed; running thence on a straight line bearing South 340 421 West (California State Highway Meridian Rancho Meridian) 1210.0 feet, more or less, to the point of beginning. CONTAINING 25.0 acres, more or less. PARCEL TWO: AN EASEMENT for roadway and utility purposes over a 60.0 foot strip of land, the center line of which is described as follows: BEGINNING at a point on the Northeasterly right of way line of California State Highway Route 52, Division 4, Marin County, California, at Engineer's Station 201 plus 72.65 running thence North 490 32' East 717.10 feet, to a point on the Southwesterly line of the parcel of land described in the Deed from C. 0. Sollom, Administrator, etc., to Warren L. Bostick, et al, dated January 21, 1949 and recorded January 24, 1949 in Liber 607 of Official Records, at page 152. PARCEL THREE: AN EASEMENT for roadway and utility purposes of the uniform width of 40 feet, the center line of which is described as follows: BEGINNING at Station B as set forth in the Deed from Warren L. Bostick, et al, to Nicholas S. Pederson, et ux, by Deed recorded February 9, 1950 in Liber 639 of Official Records, at page 190, Marin County Records; running thence from said point of beginning South 340 11' West-309.821 feet; thence on a curve to the left, with a radius of 500 feet, a distance of 172.351 feet; thence South 140 26' West in a direct line to the intersection thereof with the call set forth as "North 480 30' West 910 feet, more or less", in the Deed from Warren L. Bostick et ux, to Stephen Heller, et ux, recorded November 26, 1957 in Liber 1156 of Official Records, at page 136. SCHEDULE B Policy No. 05 025 03 02208 This policy does not insure against loss or damage by reason of the following: PART 1 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records out which could be ascertained by an inspection of said land or by making inquiry of persons in possession thereof. 3. Easements, claims of easement or encumbrances which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments or any other facts which 'a correct survey would disclose, and which are not shown by the public records. 5. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights. claims or title to water. PART 11 1. County of Marin and City of Tiburon general and special taxes for the fiscal year 1973-74 now a lien but not yet due or payable. 2A Assessment No. 6-124 of Richardson Bay Sanitary District No. 6 Series No. 5953 as follows: Original amount : $6,407.07 Principal balance : $19760.30 The above assessment is collected by the Marin County Tax Collector 3. An easement for roadway and utility purposes 60 feet in width, granted to Warren L. Bostick, et ux, by Deed recorded September 59 1957 in Book 1139 of Official Records at page 110, 4. Deed of Trust securing payment of the amount hereinafter set forth and other sums and obligations Dated : September 19, 1973 Trustor : City of Tiburon, a municipal corporation Trustee : Marin Title Guaranty Company, a California corporation Beneficiary : Henry J. Eavey Orig. Amt. : $1729000.00 Recorded : September 289 1973 at 9:30 AM Serial No. : 37698 f,. Validating Signatory F 3955 NOTE: The following endorsements appearing after Schedule B are an integral part of this policy: none orm Schedule B of this Policy consists of 1 pages. Chicago Title Insurance Company T'~is t i ; not a sur°: ey o the 1 land but is j ~ c;:. -Y L.L i S n O. C fl Y 5 -a x.1.1. t of 1!y' 1 i ~ L~.e 7 u1 r c races.. of A of cz to ;ih c~z it may be I, j T . f to ;I foJ~ 14 I fv CONDITIONS AND STIPULATIONS 1. Definition of Terms The following terms when used in this policy mean: (a) "land": the land described, specifically or by refer- ence, in Schedule A and improvements affixed thereto which by law constitute real property; (b) "public records": those records which impart construc- tive notice of matters relating to said land; (c) "knowledge": actual knowledge, not constructive knowl- edge or notice which may be imputed to the Insured by reason of any public records; (d) "date": the effective date; (e) "mortgage": mortgage, deed of trust, trust deed, or other security instrument; and (f) "insured": the party or parties named as Insured, and if the owner of the indebtedness secured by a mortgage shown in Schedule B is named as Insured in Schedule A, the Insured shall include (1) each successor in interest in ownership of such indebtedness, (2) any such owner who acquires the estate or interest referred to in this policy by foreclosure, trustee's sale, or other legal manner in satisfaction of said indebtedness, and (3) any federal agency or instrumentality which is an insurer or guarantor under an insurance contract or guaranty insuring or guaranteeing said indebtedness, or any part thereof, whether named as an insured herein or not, subject otherwise to the pro- visions hereof. 2. Benefits after Acquisition of Title If an insured owner of the indebtedness secured by a mortgage described in Schedule B acquires said estate or interest, or any part thereof, by foreclosure, trustee's sale, or other legal manner in satisfaction of said indebtedness, or any part thereof, or if a federal agency or instrumentality acquires said estate or interest, or any part thereof, as a consequence of an insurance contract or guaranty insuring or guaranteeing the indebtedness secured by a mortgage covered by this policy, or any part thereof, this policy shall continue in force in favor of such Insured, agency or instrumentality, subject to all of the conditions and stipulations hereof. 3. Exclusions from the Coverage of this Policy This policy does not insure against loss or damage by reason of the following: (a) Any law, ordinance or governmental regulation (in- cluding but not limited to building and zoning ordinances) restrict- ing or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character, dimensions, or location of any improvement now or hereafter erected on said land, or prohibiting a separation in ownership or a reduction in the dimen- sions or area of any lot or parcel of land. (b) Governmental rights of police power or eminent do- main unless notice of the exercise of such rights appears in the public records at the date hereof. (c) Title to any property beyond the lines of the land expressly described in Schedule A, or title to streets, roads, ave- nues, lanes, ways or waterways on which such land abuts, or the right to maintain therein vaults, tunnels, ramps or any other structure or improvement; or any rights or easements therein unless this policy specifically provides that such property, rights, or easements are insured, except that if the land abuts upon one or more physically open streets or highways this policy insures the ordinary rights of abutting owners for access to one of such streets or highways, unless otherwise excepted or excluded herein. (d) Defects, liens, encumbrances, adverse claims against the title as insured or other matters (1) created, suffered, assumed or agreed to by the Insured claiming loss or damage; or (2) known to the Insured Claimant either at the date of this policy or at the date such Insured Claimant acquired an estate or interest insured by this policy and not shown by the public records, unless dis- closure thereof in writing by the Insured shall have been made to the Company prior to the date of this policy; or (3) resulting in no loss to the Insured Claimant; or (4) attaching or created subsequent to the date hereof. (e) Loss or damage which would not have been sustained if the Insured were a purchaser or encumbrancer for value with- out knowledge. (f) Any "consumer credit protection", "truth in lending" or similar law. 4. Defense and Prosecution of Actions - Notice of Claim to be Given by the Insured (a) The Company, at its own cost and without undue delay, shall provide (1) for the defense of the Insured in all litigation consisting of actions or proceedings commenced against the In- sured, or defenses, restraining orders, or injunctions interposed against a foreclosure or sale of the mortgage and indebtedness covered by this policy or a sale of the estate or interest in said land; or (2) for such action as may be appropriate to establish the title of the estate or interest or the lien of the mortgage as insured, which litigation or action in any of such events is founded upon an alleged defect, lien or encumbrance insured against by this policy, and may pursue any litigation to final determination in the court of last resort. (b) In case any such action or proceeding shall be begun, or defense interposed, or in case knowledge shall come to the Insured of any claim of title or interest which is adverse to the title of the estate or interest or lien of the mortgage as insured, or which might cause loss or damage for which the Company shall or may be liable by virtue of this policy, or if the Insured shall in good faith contract to sell the indebtedness secured by a mortgage covered by this policy, or, if an Insured in good faith leases or contracts to sell, lease or mortgage the same, or if the successful bidder at a foreclosure sale under a mortgage covered by this policy refuses to purchase and in any such event the title to said estate or interest is rejected as unmarketable, the Insured shall notify the Company thereof in writing. If such notice shall not be given to the Company within ten days of the receipt of process or pleadings or if the Insured shall not, in writing, promptly notify the Company of any defect, lien or encumbrance insured against which shall come to the knowl- edge of the Insured, or if the Insured shall not, in writing, promptly notify the Company of any such rejection by reason of claimed unmarketability of title, then all liability of the Company in regard to the subject matter of such action, proceeding or matter shall cease and terminate; provided, however, that failure to notify shall in no case prejudice the claim of any Insured unless the Company shall be actually prejudiced by such failure and then only to the extent of such prejudice. (c) The Company shall have the right at its own cost to institute and prosecute any action or proceeding or do any other act which in its opinion may be necessary or desirable to estab- lish the title of the estate or interest or the lien of the mortgage as insured; and the Company may take any appropriate action under the terms of this policy whether or not it shall be liable thereunder and shall not thereby concede liability or waive any provision of this policy. (d) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any action or proceeding, the Insured shall secure to it the right to so prose- cute or provide defense in such action or proceeding, and all appeals therein, and permit it to use, at its option, the name of the Insured for such purpose. 'Whenever requested by the Com- pany the Insured shall give the Company all reasonable aid in any such action or proceeding, in effecting settlement, securing evidence, obtaining witnesses, or prosecuting or defending such action or proceeding, and the Company shall reimburse the In- sured for any expense so incurred. 5. Notice of Loss - Limitation of Action In addition to the notices required under paragraph 4(b), a statement in writing of any loss or damage for which it is claimed the Company is liable under this policy shall be furnished to the Company within sixty days after such loss or damage shall have been determined and no right of action shall accrue to the Insured under this policy until thirty days after such statement shall have been furnished, and no recovery shall be had by the Insured under this policy unless action shall be commenced thereon within five years after expiration of said thirty-day period. Failure to furnish such statement of loss or damage, or to commence such action within the time hereinbefore specified, shall be a conclusive bar against maintenance by the Insured of any action under this policy. b. Option to Pay, Settle or Compromise Claims The Company shall have the option to pay or settle or com- promise for or in the name of the Insured any claim insured against or to pay the full amount of this policy, or, in case loss is claimed under this policy by the owner of the indebtedness secured by a mortgage covered by this policy, the Company shall have the option to purchase said indebtedness; such purchase, payment or tender of payment of the full amount of this policy, together with all costs, attorneys' fees and expenses which the Company is obligated hereunder to pay, shall terminate all liability of the Company hereunder. In the event, after notice of claim has been CONDITIONS AND STIPULATIONS (Continued on Reverse Side) CONDITIONS AND. STIPULATIONS, Continued given to the Company by the Insured, the Company offers to purchase said indebtedness, the owner of such indebtedness shall transfer and assign said indebtedness and the mortgage securing the same to the Company upon payment of the purchase price. 7. Payment of Loss (a) The liability of the Company under this policy shall in no case exceed, in all, the actual loss of the Insured and costs and attorneys' fees which the Company may be obligated here- under to pay. (b) The Company will pay, in addition to any loss insured against by this policy, all costs imposed upon the Insured in litiga- tion carried on by the Company for the Insured, and all costs and attorneys' fees in litigation carried on by the Insured with the written authorization of the Company. (c) No claim for damages shall arise or be maintainable under this policy (1) if the Company, after having received notice of an alleged defect, lien, or encumbrance not excepted or ex- cluded herein, removes such defect, lien or encumbrance within a reasonable time after receipt of such notice, or (2) for liability voluntarily assumed by the Insured in settling any claim or suit without written consent of the Company, or (3) in the event the title is rejected as unmarketable because of a defect, lien or encumbrance not excepted or excluded in this policy, until there has been a final determination by a court of competent jurisdiction sustaining such rejection. (d) All payments under this policy, except payments made for costs, attorneys' fees and expenses, shall reduce the amount of the insurance pro tanto and no payment shall be made without producing this policy for endorsemetit of such payment unless the policy be lost or destroyed, in which case proof of such loss or destruction shall be furnished to the satisfaction of the Company; provided, however, if the owner of an indebtedness secured by a mortgage shown in Schedule B is an Insured herein, then such payments shall not reduce pro tanto the amount of the insurance afforded hereunder as to such Insured, except to the extent that such payments reduce the amount of the indebtedness secured by such mortgage. Payment in full by any person or voluntary satis- faction or release by the Insured of a mortgage covered by this policy shall terminate all liability of the Company to the in- sured owner of the indebtedness secured by such mortgage, ex- cept as provided in paragraph 2 hereof. (e) When liability has been definitely fixed in accordance with the conditions of this policy the loss or damage shall be payable within thirty days thereafter. 8. Liability Noncumulative It is expressly understood that the amount of this policy is reduced by any amount the Company may pay under any policy insuring the validity or priority of any mortgage shown or re- ferred to in Schedule B hereof or any mortgage hereafter exe- cuted by the Insured which is a charge or lien on the estate or interest described or referred to in Schedule A, and the amount so paid shall be deemed a payment to the Insured under this policy. The provisions of this paragraph numbered 8 shall not apply to an Insured owner of an indebtedness secured by a mortgage shown in Schedule B unless such Insured acquires title to said estate or interest in satisfaction of said indebtedness or any part thereof. 9. Subrogation upon Payment or Settlement Whenever the Company shall have settled a claim under this policy, all right of subrogation shall vest in the Company un- affected by any act of the Insured, and it shall be subrogated to and be entitled to all rights and remedies which the Insured would have had against any person or property in respect to such claim had this policy not been issued. If the payment does not cover the loss of the Insured, the Company shall be subrogated to such rights and remedies in the proportion which said pay- ment bears to the amount of said loss. If loss should result from any act of the Insured, such act shall not void this policy, but the Company, in that event, shall be required to pay only that part of any losses insured against hereunder which shall exceed the amount, if any, lost to the Company by reason of the impairment of the right of subrogation. The Insured, if requested by the Company, shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect such right of subrogation, and shall permit the Company to use the name of the Insured in any transaction or litigation involving such rights or remedies. , If the Insured is the owner of the indebtedness secured by a mortgage covered by this policy, such Insured may release or substitute the personal liability of any debtor or guarantor, or ex- tend or otherwise modify the terms of payment, or release a por- tion of the estate or interest from the lien of the mortgage, or release any collateral security for the indebtedness, provided such act does not result in any loss of priority of the lien of the mortgage. 10. Policy Entire Contract Any action or actions or rights of action that the Insured may have or may bring against the Company arising out of the status of the lien of the mortgage covered by this policy or the title of the estate or interest insured herein must be based on the provisions of this policy. No provision or condition of this policy can be waived or changed except by writing endorsed hereon or attached hereto signed by the President, a Vice President, the Secretary, an Assist- ant Secretary or other validating officer of the Company. 11. Notices, where Sent All notices required to be given the Company and any state- ment in writing required to be furnished the Company shall be addressed to it at III W. Washington Street, Chicago, Illinois 60602 or at any branch office of the Company shown on the reverse side hereof. 12. Fee The fee specified in Schedule A is the entire charge for title search, title examination and title insurance. _VMMZI~0 N4- W • w IEli; ti Z j' F. Ao Woo O A At M---~ U W v r ~O ~ O ~ O Ur ~ ~ t v f~ U J Z oa E~ ~ INS oe 1 L41 H - U - •T..r~ .q.•t' . .may -A i: ~i,